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421 Luzon St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 421 Luzon St, Morro Bay, CA 93442 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1972
Square Footage816 sqft Living Area
Lot Size2,400 sqft (0.055 acres)
OccupancyOwner Occupied
Tax Bill$2,682.00 (2025)

Property Details

APN / Parcel Number

Primary APN065-063-013

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area816 sqft Living Area
1st Floor816 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood Construction
Lot Area2,400 sqft (0.055 acres)
Parking Spaces1 Parking Spaces

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address421 LUZON ST
CityMORRO BAY
StateCA
Zip93442-1319
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCY MB ATAS BCH BL 6B LT 20
Legal SubdivisionATASCADERO BEACH
Legal Block1
Legal Lot Number20
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionNORTH COAST
Census Blockgroup1
Census Block1010
Census Tract10506

Owner

Source: San Luis Obispo County records · APN 065-063-013

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address421 LUZON ST, MORRO BAY, CA 93442-1319
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2021
Deed SaleOct 27, 2021
Prior SaleJul 20, 2012 · Amount on Record
Deed Doc Number202172489
Prior Transfer DateOct 20, 2021
Prior Transfer Doc0000072489
Record RefreshedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 27, 2021
Property Address421 LUZON ST, MORRO BAY, CA 93442-1319
Document Number0000072489
Map ReferenceMB 2 PG 15
Instrument DateOct 20, 2021
Instrument2021072489
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address421 LUZON ST, MORRO BAY, CA 93442-1319

Mortgage

Document Number0000072490
DateOct 27, 2021
Instrument2021072490
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$427,048 (+2%) Land $251,207 Building $175,841
2025$2,682.00 (+0.41%)$418,676 (+4.04%) Land $246,282 Building $172,394
2023$2,671.00 (-36.02%)$402,419 Land $236,719 Building $165,700
2022$4,175.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire LikelihoodAbout 1 in 389 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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