Rowan County property record for 421 Ludwick Ave, Salisbury, NC 28146
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1,593 sqft · built 1970 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Company Name on Record |
| Last Sale | $254,000 (May 2025) |
| Tax Bill | $1,855 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069 078 |
| Primary APN | 069 078 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,593 sqft Total Area |
| 1st Floor Area | 1,593 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 15 ft deep x 10 ft wide |
| Patio Area | 392 sqft |
| Heating System | Radiant |
|---|
| Street Address | 421 LUDWICK AVE |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-5920 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | L45-48 BC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 50202 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7557 IVEY MEADOW LN, STANLEY, NC 28164-7703 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage FINANCE OF AMERICA COMMERCIAL |
| Dec 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 18, 2018 | Warranty Deed, Transfer · Line of Credit PINNACLE BK/SIOUX CTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on Record |
| Deed Sale | May 15, 2025 · Amount on Record |
| Prior Sale | Apr 18, 2018 · Amount on Record |
| Deed Book / Page | 1462 / 14 |
| Prior Transfer Date | Dec 20, 2019 |
| Prior Transfer Doc | 0013400522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 421 LUDWICK AVE, SALISBURY, NC 28146-5920 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0013700930 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 1370/930 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 8, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 30, 2019 |
| Property Address | 421 LUDWICK AVE, SALISBURY, NC 28146-5920 |
| Document Number | 0013400522 |
| Book / Page | 001340 / 000522 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 4311 SCHOOL HOUSE CMNS #213 HARRISBURG NC 280757510, 213, HARRISBURG, NC 28075-7510 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 18, 2018 |
| Property Address | 421 LUDWICK AVE, SALISBURY, NC 28146-5920 |
| Document Number | 0013070648 |
| Book / Page | 001307 / 000648 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4311 SCHOOL HOUSE CMNS #213 HARRISBURG NC 280757510, 213, HARRISBURG, NC 28075-7510 |
| Investor | Possibly a Property Investor |
| Document Number | 13070649 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 001307/000649 |
| Name | PINNACLE BK/SIOUX CTY |
|---|---|
| Type | Bank |
| Address | HARRISBURG, NC 28075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,855.00 (+64.6%) | $155,164 (+64.61%) Land $27,270 Building $127,894 | $155,164 (+64.61%) Land $27,270 Building $127,894 |
| 2025 | $1,127.00 | $94,262 (-) Land $27,270 Building $66,992 | |
| 2023 | $1,127.00 | $94,262 Land $27,270 Building $66,992 | $94,262 Land $27,270 Building $66,992 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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