421 Lorillard Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 421 Lorillard Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,616 sqft · built 1935
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Nov 2017)
Tax Bill	$10,854 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`50-00154-0000-00016-01`

Property Details

APN / Parcel Number

Primary APN	`50-00154-0000-00016-01`
Alternative APNs	`50001540000000160001` `50001540000000161`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,850 sqft
Basement Area	1,178 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	235 sqft
Patio Area	530 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	50001540000000161
Street Address	421 LORILLARD AVE
City	UNION BEACH
State	NJ
Zip	07735-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	INCL BLK 154 LOTS 16-01 & 17
Legal Subdivision	UNION GARDENS
Legal Block	154
Legal Lot Number	16.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	6
Census Block	6000
Census Tract	801800

Owner

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 LORILLARD AVE, UNION BEACH, NJ 07735-2917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 27, 2017	Grant Deed, Transfer · Conventional with PMI ADVISORS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Prior Sale	Jul 25, 2013 · Amount on Record
Deed Document Number	2017114639
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	421 LORILLARD AVE, UNION BEACH, NJ 07735-2917
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095160923
Date	Jun 1, 2021
Book Page	9516/923
Instrument	2021086836

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 27, 2017
Property Address	421 LORILLARD AVE, UNION BEACH, NJ 07735-2917
Document Number	0000114639
Book / Page	009260 / 002560
Instrument Date	Oct 31, 2017
Instrument	114639
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	BREAK WATER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 LORILLARD AVE UNION BEACH NJ 077352917, UNION BEACH, NJ 07735-2917

Mortgage

Document Number	114640
Date	Nov 27, 2017
Book Page	009260/002587
Instrument	114640

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,900 (+9.86%) Land $237,200 Building $318,700	$555,900 (+9.86%) Land $237,200 Building $318,700
2025	$10,854.00 (+15.44%)	$506,000 (+18.86%) Land $202,000 Building $304,000	$506,000 (+18.86%) Land $202,000 Building $304,000
2024	$9,402.00 (+2.28%)
2023		$425,700 Land $145,100 Building $280,600	$425,700 Land $145,100 Building $280,600
2022	$9,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	235 units insured incl. 8 condo units
Nearby Flood Claims	309 (1978–2012)
Claims Outside the SFHA	27 of 309
Most Recent Claim	Nov 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Nov 2012 · 231 claims Severe Storms And Flooding, Mar 2010 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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