421 Leaning Elm Dr, Norman, OK 73071 Property Records

Cleveland County property record for 421 Leaning Elm Dr, Norman, OK 73071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,521 sqft · built 1978
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$144,000 (May 2018)
Tax Bill$2,188 (2025)
Deeds & MortgagesJan 2025 Mortgage
Oct 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNNC29WODE6 9 1001

Property Details

APN / Parcel Number

Primary APNNC29WODE6 9 1001
Alternative APN
  • 50608

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,521 sqft Living Area
1st Floor Area1,521 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area462 sqft
PorchPorch
Porch Area124 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number50608
Old Parcel Number50608
Street Address421 LEANING ELM DR
CityNORMAN
StateOK
Zip73071-7011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODCREST ESTATES 6 LOT 1 BLK 9
Legal Range02W
Legal Township09N
Legal Section17
Legal QuarterNW
Legal SubdivisionWOODCREST ESTATES 6
Legal Block9
Legal Lot Number1
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group5
Census Block5000
Census Tract201403

Owner

421 Leaning Elm Dr is owned and occupied by an individual who bought it in May 2018.

Source: Cleveland County records, as of February 6, 2026

Owner of RecordIndividual Name on File
Mailing Address421 LEANING ELM DR, NORMAN, OK 73071-7011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2025Deed of Trust, Mortgage · Commercial Mortgage
BANCFIRST
Oct 17, 2024Deed of Trust, Mortgage · Line of Credit
FIRST UNITED BANK & TRUST CO
May 15, 2018Warranty Deed, Transfer · Conventional with PMI
MID FIRST BK
Apr 17, 2018Trustee's Deed, Construction Loan · Line of Credit
REPUBLIC BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2018 · Amount on File
Deed SaleMay 15, 2018 · Amount on File
Prior SaleSep 22, 2008 · Amount on File
Deed Document NumberR 2018 14710
Deed Book / Page5800 / 0595
Record UpdatedJun 8, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address421 LEANING ELM DR, NORMAN, OK 73071-7011
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000R202543
DateJan 2, 2025
Book Page6750/1361
InstrumentR 2025 43
Lender
NameBANCFIRST
TypeBank
AddressOKLAHOMA CITY, OK 73160
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term126 Months
DueJun 30, 2035
Interest
Rate TypeAdjustable Rate

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address421 LEANING ELM DR, NORMAN, OK 73071-7011
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 LEANING ELM DR, NORMAN, OK 73071-7011

Mortgage

Document NumberR202428459
DateOct 17, 2024
Book Page6723/1076
InstrumentR 2024 28459
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressNORMAN, OK 73070
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateMay 15, 2018
Property Address421 LEANING ELM DR, NORMAN, OK 73071-7011
Document Number0000014710
Book / Page005800 / 000585
Instrument DateMay 9, 2018
Instrument14710
Transaction TypeTransfer
Record UpdatedJan 12, 2019
Title CompanyCLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$216.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 S FLOOD AVE NORMAN OK 730695540, NORMAN, OK 73069-5540

Mortgage

Document Number14711
DateMay 15, 2018
Book Page005800/000586
Instrument14711
Lender
NameMID FIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 14, 2048

April 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLEVELAND OK
Recording DateApr 17, 2018
Property Address421 LEANING ELM DR, NORMAN, OK 73071-7011
Book / Page005790 / 000120
Instrument DateApr 6, 2018
Instrument11294
Transaction TypeConstruction Loan
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address421 LEANING ELM DR NORMAN OK 730717011, NORMAN, OK 73071-7011

Mortgage

Document Number0000011294
DateApr 17, 2018
Book Page005790/000120
Instrument11294
Lender
NameREPUBLIC BK&TR
TypeBank
AddressNORMAN, OK 73070
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueApr 16, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 421 Leaning Elm Dr was $2,188.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,188.00$18,229 Land $3,434 Building $14,795$194,910 Land $36,724 Building $158,186
2023$1,985.00$16,535 Land $3,000 Building $13,535$137,793 Land $25,000 Building $112,793

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Leaning Elm Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Leaning Elm Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Optimum.

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