421 Le Point St, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 421 Le Point St, Arroyo Grande, CA 93420

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,378 sqft · built 2003
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$915,000 (Jun 2008)
Tax Bill	$12,838 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`007-211-048`

Property Details

APN / Parcel Number

Primary APN	`007-211-048`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,378 sqft Living Area
1st Floor Area	2,378 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	30,928 sqft (0.71 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	421 LE POINT ST
City	ARROYO GRANDE
State	CA
Zip	93420-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	CY AG STEELE SB PTN LTS 26 & 27
Legal Subdivision	RANCHOS DEPIEDRA PISMO & BOLSA
Legal Block	1
Legal Lot Number	26,27
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1000
Census Tract	11800

Owner

421 Le Point St is owned and occupied by two individuals who bought it in June 2008.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 LE POINT ST, ARROYO GRANDE, CA 93420-2825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2008 · Amount on File
Deed Sale	Jun 11, 2008 · Amount on File
Prior Sale	Mar 11, 2005 · Amount on File
Deed Document Number	200830338
Prior Transfer Date	Jul 2, 2004
Prior Transfer Doc	0000071245
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	421 LE POINT ST, ARROYO GRANDE, CA 93420-2825
Document Number	0000054314
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 LE POINT ST ARROYO GRANDE CA 934202825, ARROYO GRANDE, CA 93420-2825

Mortgage

Document Number	0000054314
Date	Dec 4, 2019
Instrument	54314

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	421 LE POINT ST, ARROYO GRANDE, CA 93420-2825
Document Number	0000042233
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 LE POINT ST ARROYO GRANDE CA 934202825, ARROYO GRANDE, CA 93420-2825

Mortgage

Document Number	0000042233
Date	Oct 2, 2019
Instrument	42233

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	421 LE POINT ST, ARROYO GRANDE, CA 93420-2825
Document Number	0000051792
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 LE POINT ST ARROYO GRANDE CA 934202825, ARROYO GRANDE, CA 93420-2825

Mortgage

Document Number	0000051792
Date	Dec 18, 2018
Instrument	51792

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 421 Le Point St was $12,838.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Arroyo Grande City
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,225,889 (+2%) Land $636,391 Building $589,498
2025	$12,838.00	$1,201,853 Land $623,913 Building $577,940
2023	$12,289.00 (+1.54%)	$1,155,186 Land $599,687 Building $555,499
2022	$12,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 421 Le Point St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1978–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Le Point St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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