421 Larch Ln, Sacramento, CA 95864 Property Records

Sacramento County property record for 421 Larch Ln, Sacramento, CA 95864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,903 sqft · built 1955
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$965,000 (May 2022)
Tax Bill	$12,150 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`293-0181-009-0000`

Property Details

APN / Parcel Number

Primary APN	`293-0181-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,903 sqft Living Area
1st Floor Area	1,718 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	12,197 sqft (0.28 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	421 LARCH LN
City	SACRAMENTO
State	CA
Zip	95864-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	SIERRA OAKS 02, LOT 62
Legal Subdivision	SIERRA OAKS 02
Legal Lot Number	62
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5003
Census Tract	5404

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	421 LARCH LN, SACRAMENTO, CA 95864-5723
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 25, 2022	Grant Deed, Transfer · Conventional Mortgage PACIFIC WEST LENDING LLC
Dec 31, 2020	Quit Claim Deed, Transfer AMERICAN PACIFIC MTG
Dec 31, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Jan 26, 2005 · Amount on Record
Deed Book / Page	20220525 / 756
Prior Transfer Date	Dec 29, 2020
Prior Transfer Doc	12310000002159
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	421 LARCH LN, SACRAMENTO, CA 95864-5723
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 LARCH LN, SACRAMENTO, CA 95864-5723

Mortgage

Document Number	0000000130
Date	Apr 4, 2022
Instrument	2022040400130

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 25, 2022
Property Address	421 LARCH LN, SACRAMENTO, CA 95864-5723
Document Number	0000000756
Map Reference	MB 28 MAP 1
Instrument Date	May 23, 2022
Instrument	2022052500756
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	421 SLARCH LANE, SACRAMENTO, CA 95864

Mortgage

Document Number	0000000757
Date	May 25, 2022
Instrument	2022052500757

Lender

Name	PACIFIC WEST LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 31, 2020
Property Address	421 LARCH LN, SACRAMENTO, CA 95864-5723
Document Number	2012312157
Instrument Date	Dec 29, 2020
Instrument	2012312157
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	421 LARCH LN SACRAMENTO CA 958645723, SACRAMENTO, CA 95864-5723

Mortgage

Document Number	2012312158
Date	Dec 31, 2020
Instrument	2012312158

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2035

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 31, 2020
Property Address	421 LARCH LN, SACRAMENTO, CA 95864-5723
Document Number	2012312159
Instrument Date	Dec 29, 2020
Instrument	2012312159
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	421 LARCH LN SACRAMENTO CA 958645723, SACRAMENTO, CA 95864-5723

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,044,544 (+2%) Land $519,566 Building $524,978
2025	$12,150.00 (+0.97%) Homeowner's exemption	$1,024,064 (+4.04%) Land $509,379 Building $514,685
2024	$12,033.00 (+2.62%)
2023	$11,726.00 (+21.12%) Homeowner's exemption	$984,300 Land $489,600 Building $494,700
2022	$9,681.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - ARDEN PARK VISTA serves 10,068 people · EPA ID CA3410002
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SCWA - LAGUNA/VINEYARD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, GeoLinks, Succeed.Net, Verizon.

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