Lake County property record for 421 Lake St, Clearlake Oaks, CA 95423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,867 sqft · built 1990 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $289,000 (Apr 2017) |
| Tax Bill | $3,924 (2026) |
| Deeds & Mortgages | Apr 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 035-722-180-000 |
| Primary APN | 035-722-180-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,867 sqft Living Area |
| 1st Floor Area | 1,867 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 145 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 421 LAKE ST |
|---|---|
| City | CLEARLAKE OAKS |
| State | CA |
| Zip | 95423-8405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | CLEAR LAKE KEYS 02 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 601 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 551 DOROTHY AVE, SAN JOSE, CA 95125-5730 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on Record |
| Deed Sale | Apr 27, 2017 · Amount on Record |
| Deed Document Number | 20175494 |
| Prior Transfer Date | Apr 18, 2004 |
| Prior Transfer Doc | 0000010724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Apr 27, 2017 |
| Property Address | 421 LAKE ST, CLEARLAKE OAKS, CA 95423-8405 |
| Document Number | 0000005494 |
| Map Reference | MAP3 PG140 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2017005494 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 551 DOROTHY AVE, SAN JOSE, CA 95125-5730 |
| Document Number | 0000005495 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2017005495 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,924.00 (+2.37%) | $342,109 (+2%) Land $65,105 Building $277,004 |
| 2025 | $3,833.00 (+2.13%) | $335,402 (+4.04%) Land $63,829 Building $271,573 |
| 2023 | $3,753.00 (+5.13%) | $322,380 Land $61,351 Building $261,029 |
| 2022 | $3,570.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,331.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARLAKE OAKS COUNTY WATER DISTRICT serves 2,359 people · EPA ID CA1710001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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