421 Lake Johio Dr, Ocoee, FL 34761 Property Records

Orange County property record for 421 Lake Johio Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,200 sqft · built 2003
Lot Size	0.185 acres (8,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,000 (Apr 2012)
Tax Bill	$4,342 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-9280-00-790`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-9280-00-790`
Alternative APNs	`282216928000790` `241427` `246265` `250839`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,200 sqft Living Area
Gross Area	4,422 sqft
1st Floor Area	1,531 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,040 sqft (0.185 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	287 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	421 LAKE JOHIO DR
City	OCOEE
State	FL
Zip	34761-9173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WILLOWS ON THE LAKE 48/35 LOT 79
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	WILLOWS ON THE LAKE
Legal Tract	9280
Legal Lot Number	79
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1010
Census Tract	15005

Owner

Source: Orange County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 LAKE JOHIO DR, OCOEE, FL 34761-9173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2012 · Amount on Record
Deed Sale	Apr 10, 2012 · Amount on Record
Prior Sale	Oct 17, 2003 · Amount on Record
Deed Document Number	2012185293
Deed Book / Page	10359 / 142
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	421 LAKE JOHIO DR, OCOEE, FL 34761-9173
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 LAKE JOHIO DR, OCOEE, FL 34761-9173

Mortgage

Document Number	0000644504
Date	Oct 24, 2022
Instrument	20220644504

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	421 LAKE JOHIO DR, OCOEE, FL 34761-9173
Document Number	0000365432
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 LAKE JOHIO DR OCOEE FL 347619173, OCOEE, FL 34761-9173

Mortgage

Document Number	0000365432
Date	Jul 7, 2020
Instrument	365432

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,215 (+2.7%)	$518,230 (-1.48%) Land $85,000 Building $433,230
2025	$4,342.00 (+8.17%) Homeowner's exemption	$257,269 (+5.99%)	$526,010 (+10.32%) Land $85,000 Building $441,010
2024	$4,014.00 (+3.43%)
2023	$3,881.00 (+3.25%) Homeowner's exemption	$242,736 (+3%)	$476,797 (+13.92%) Land $85,000 Building $391,797
2022	$3,759.00 Homeowner's exemption	$235,666	$418,541 Land $85,000 Building $333,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon, Xfinity.

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