McLeod County property record for 421 Lake Ct, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 2004 |
| Lot Size | 0.359 acres (15,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,000 (Sep 2015) |
| Tax Bill | $5,468 (2026) |
| Deeds & Mortgages | Jun 2012 Mortgage Jun 2013 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.120.0120 |
| Primary APN | 21.120.0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,600 sqft Total Area |
| 1st Floor Area | 1,600 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,640 sqft (0.359 acres) |
| Lot Dimensions | 184 ft deep x 85 ft wide |
| Garage Type | Finished |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 421 LAKE CT |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-6570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINSTED ON THE LAKE FOURTH ADD LOT-012 BLOCK-001 |
| Legal Subdivision | WINSTED ON THE LAKE FOURTH ADD |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 950100 |
421 Lake Ct is owned and occupied by an individual who bought it in September 2015.
Source: McLeod County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 LAKE CT, WINSTED, MN 55395-6570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2012 | Deed of Trust, Mortgage FIRST MINNETONKA CITY BANK |
| Jun 25, 2013 | Land Contract, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2015 · Amount on File |
| Deed Sale | Sep 22, 2015 · Amount on File |
| Prior Sale | Jun 25, 2013 · Amount on File |
| Deed Document Number | 2015411887 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 421 LAKE CT, WINSTED, MN 55395-6570 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 66, HUTCHINSON, MN 55350-0066 |
| Document Number | 0000T54399 |
|---|---|
| Date | Jun 29, 2012 |
| Instrument | T54399 |
| Name | FIRST MINNETONKA CITY BANK |
|---|---|
| Address | 14550 EXCELSIOR BLVD, MINNETONKA, MN 55345 |
| Term | 59 Months |
|---|---|
| Due | May 15, 2017 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Jun 25, 2013 |
| Property Address | 421 LAKE CT, WINSTED, MN 55395-6570 |
| Document Number | 0000T56174 |
| Instrument Date | Mar 29, 2013 |
| Instrument | T56174 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 116, WINSTED, MN 55395-0116 |
| Name | Verified Name |
|---|---|
| Address | 421 LAKE CT, WINSTED, MN 55395-6570 |
The 2026 property tax bill for 421 Lake Ct was $5,468 with a homeowner's exemption.
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,468.00 Homeowner's exemption | ||
| 2025 | $366,200 Land $85,200 Building $281,000 | $366,200 Land $85,200 Building $281,000 | |
| 2022 | $321,700 Land $81,800 Building $239,900 | $321,700 Land $81,800 Building $239,900 | |
| 2019 | $3,976.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Lake Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Lake Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winsted serves 2,226 people · EPA ID MN1430010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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