421 Lacy Rd, Maxton, NC 28364 Property Records

Robeson County property record for 421 Lacy Rd, Maxton, NC 28364

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,969 sqft · built 1975
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Sep 2020)
Tax Bill	$2,546 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232001001`

Property Details

APN / Parcel Number

Primary APN	`232001001`
Alternative APN	`1207756`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,969 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	71,003 sqft (1.63 acres)
Garage Area	2,167 sqft
Porch	Slab
Canopy	48 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1207756
Street Address	421 LACY RD
City	MAXTON
State	NC
Zip	28364-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	AC S/W SR 1358 PP SHED
Legal Subdivision	EMMA L COLLINS LANDS
Jurisdiction	ROBESON NC
Township / Civil Division	SMITHS
Census Block Group	1
Census Block	1023
Census Tract	960404

Owner

Source: Robeson County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 LACY RD, MAXTON, NC 28364-8515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	20207478
Deed Book / Page	2246 / 816
Prior Transfer Date	Jun 14, 2011
Prior Transfer Doc	0D1813/076
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	421 LACY RD, MAXTON, NC 28364-8515
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 LACY RD, MAXTON, NC 28364-8515

Mortgage

Document Number	0002276/59
Date	Mar 24, 2021
Book Page	2276/59
Instrument	2021002617

Lender

Name	FIRST BANK
Type	Bank
Address	LAURINBURG, NC 28352

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	421 LACY RD, MAXTON, NC 28364-8515
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002343/1
Date	Apr 19, 2022
Book Page	2343/1
Instrument	2022003922

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBESON NC
Recording Date	Sep 14, 2020
Property Address	421 LACY RD, MAXTON, NC 28364-8515
Document Number	002246/816
Book / Page	2246 / 816
Map Reference	MB 1813 PG 76
Instrument Date	Sep 11, 2020
Instrument	2020007478
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 LACY RD, 421, MAXTON, NC 28364-8515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 LACY RD, MAXTON, NC 28364-8515

Mortgage

Document Number	2020007479
Date	Sep 14, 2020
Instrument	2020007479

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Robeson County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,546.00 (+38.9%)	$268,500 (+34.72%) Land $8,900 Building $259,600	$268,500 (+34.72%) Land $8,900 Building $259,600
2023	$1,833.00	$199,300 (-) Land $8,400 Building $190,900	$199,300 (-) Land $8,400 Building $190,900
2022	$1,833.00	$199,300 Land $8,400 Building $190,900	$199,300 Land $8,400 Building $190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBESON COUNTY WATER SYSTEM serves 67,970 people · EPA ID NC0378055
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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