421 Knickerbocker Rd, Schaghticoke, NY 12154 Property Records

Rensselaer County and Schaghticoke Town property record for 421 Knickerbocker Rd, Schaghticoke, NY 12154

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1992
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Jul 2008)
Tax Bill	$5,708 (2026)
Deeds & Mortgages	May 2019 Mortgage May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`384289 10.-4-2.120`

Property Details

APN / Parcel Number

Primary APN	`384289 10.-4-2.120`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)
Lot Width	200 ft Width

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	421 KNICKERBOCKER RD
City	SCHAGHTICOKE
State	NY
Zip	12154-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	4
Legal Lot Number	2.120
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	3
Census Block	3000
Census Tract	51901

Owner

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 KNICKERBOCKER RD, SCHAGHTICOKE, NY 12154-3618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 17, 2019	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2008 · Amount on Record
Deed Sale	Jul 31, 2008 · Amount on Record
Deed Book / Page	4715 / 197
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	421 KNICKERBOCKER RD, SCHAGHTICOKE, NY 12154-3618
Document Number	0000552661
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 KNICKERBOCKER RD SCHAGHTICOKE NY 121543618, SCHAGHTICOKE, NY 12154-3618

Mortgage

Document Number	0000552661
Date	Jun 18, 2019
Book Page	008857/000203
Instrument	552661

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RENSSELAER NY
Property Address	421 KNICKERBOCKER RD, SCHAGHTICOKE, NY 12154-3618
Document Number	0000552819
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 KNICKERBOCKER RD SCHAGHTICOKE NY 121543618, SCHAGHTICOKE, NY 12154-3618

Mortgage

Document Number	0000552819
Date	Jun 20, 2019
Book Page	008860/000207
Instrument	552819

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Hoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,708.00 (+0.94%) Homeowner's exemption
2025	$5,655.00	$43,700 (-) Land $8,600 Building $35,100	$306,882 (+12.71%) Land $60,393 Building $246,489
2023		$43,700 Land $8,600 Building $35,100	$272,274 Land $53,583 Building $218,691

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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