421 Jefferson St, #423, Lapeer, MI 48446 Property Records

Lapeer County property record for 421 Jefferson St, #423, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,806 sqft · built 1900
Lot Size	0.106 acres (4,617 sqft)
Owner	Company Name on Record
Last Sale	$142,500 (Mar 2020)
Tax Bill	$3,600 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L20-65-400-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-65-400-040-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,806 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	968 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	4,617 sqft (0.106 acres)
Lot Dimensions	100 ft deep x 46 ft wide
Garage Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 JEFFERSON ST, 423
City	LAPEER
State	MI
Zip	48446-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FM
Legal Description	CITY OF LAPEER ORIGINAL PLAT NW /14 N 21 FT OF LOT 7 & S 1/2 OF LOT 8, BLK 62
Legal Subdivision	CITY OF LAPEER ORIGINAL
Legal Block	62
Legal Lot Number	7-8
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1029
Census Tract	337000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	132 W NEPESSING ST, LAPEER, MI 48446-2145
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATRICIA & MARIA FANTIN
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAMUEL D SWEET R/E PLC
Mar 13, 2020	Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Prior Sale	Mar 13, 2020 · Amount on Record
Deed Book / Page	3086 / 409
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	421 JEFFERSON ST # 423, 423, LAPEER, MI 48446-1912
Document Number	0031480154
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	421 JEFFERSON ST #423 LAPEER MI 484461912, 423, LAPEER, MI 48446-1912

Mortgage

Document Number	0031480154
Date	Nov 16, 2020
Book Page	003148/000154

Lender

Name	PATRICIA & MARIA FANTIN
Address	5822 LAUR RD, NORTH BRANCH, MI 48461-9548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	421 JEFFERSON ST # 423, 423, LAPEER, MI 48446-1912
Document Number	0030870761
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	132 W NEPESSING ST LAPEER MI 484462145, LAPEER, MI 48446-2145

Mortgage

Document Number	0030870761
Date	Mar 18, 2020
Book Page	003087/000761

Lender

Name	SAMUEL D SWEET R/E PLC
Address	1595 JOHN PAUL CT, OXFORD, MI 48371-4469

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	12%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 13, 2020
Property Address	421 JEFFERSON ST # 423, 423, LAPEER, MI 48446-1912
Document Number	0030860409
Book / Page	003086 / 000409
Instrument Date	Mar 11, 2020
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,069.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	132 W NEPESSING ST LAPEER MI 484462145, LAPEER, MI 48446-2145

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,200 (+1.2%)	$202,400 (+1.2%)
2025	$3,600.00 (+3.72%)	$100,000 (+37.17%)	$200,000 (+37.17%)
2023		$72,900	$145,800
2022	$3,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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