421 James Ct, #23, Chula Vista, CA 91910 Property Records

San Diego County property record for 421 James Ct, #23, Chula Vista, CA 91910

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 4 ba · 3,603 sqft · built 2009
Lot Size	0.173 acres (7,533 sqft)
Owner	2 Individual Names on File
Last Sale	$286,000 (May 2006)
Tax Bill	$7,234 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`572-240-56-00`

Property Details

APN / Parcel Number

Primary APN	`572-240-56-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Units	2 Units
Building Area	3,603 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Multi-Family
Lot Area	7,533 sqft (0.173 acres)

Location & Zoning

Street Address	421 JAMES CT, 23
City	CHULA VISTA
State	CA
Zip	91910-5436
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R1
Legal Description	PAR 2 TR PM10658
Legal Subdivision	RANCHO DE LA NACION
Legal Tract	10658
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13000

Owner

421 James Ct, #23 is owned and occupied by two individuals who acquired it in March 2008.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 JAMES CT, CHULA VISTA, CA 91910-5436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2006 · Amount on File
Deed Sale	May 24, 2006 · Amount on File
Deed Document Number	2006366629
Last Transfer Date	Mar 7, 2008
Transfer Doc	0000179841
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	421 JAMES CT # 23, 23, CHULA VISTA, CA 91910-5436
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 JAMES CT, CHULA VISTA, CA 91910-5436

Mortgage

Document Number	0000085748
Date	Mar 30, 2026
Instrument	2026-0085748

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	421 JAMES CT # 23, 23, CHULA VISTA, CA 91910-5436
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 JAMES CT, CHULA VISTA, CA 91910-5436

Mortgage

Document Number	0000437104
Date	Jun 14, 2021
Instrument	2021-0437104

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	421 JAMES CT # 23, 23, CHULA VISTA, CA 91910-5436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000422292
Date	Sep 25, 2019
Instrument	2019-0422292

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 421 James Ct, #23 was $7,234 with a homeowner's exemption, up 3.7% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$625,387 (+2%) Land $144,819 Building $480,568
2025	$7,234.00 (+3.67%) Homeowner's exemption	$613,126 Land $141,980 Building $471,146
2024	$6,978.00 (+1.39%)
2023	$6,882.00 (+2.98%) Homeowner's exemption	$589,319 Land $136,468 Building $452,851
2022	$6,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 421 James Ct, #23 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 421 James Ct, #23 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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