421 Jackson St E, Monmouth, OR 97361 Property Records

Polk County property record for 421 Jackson St E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,640 sqft · built 1910
Lot Size	0.264 acres (11,485 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,704 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08430-BC-00900`

Property Details

APN / Parcel Number

Primary APN	`08430-BC-00900`
Alternative APN	`189626`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	1,000 sqft
Attic	Attic
Attic Area	1,280 sqft
Basement Area	930 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,485 sqft (0.264 acres)
Garage Area	280 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	216 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	189626
Street Address	421 JACKSON ST E
City	MONMOUTH
State	OR
Zip	97361-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRD
Legal Description	ONE STORY W/ATTIC AND BASEMENT
Legal Range	4W
Legal Township	08S
Legal Section	30
Legal Subdivision	CATTRONS SUB
Legal Block	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2004
Census Tract	20304

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 JACKSON ST E, MONMOUTH, OR 97361-1511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Intrafamily Transfer, Transfer · Line of Credit MAPS CU
Jan 25, 2022	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Dec 24, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Apr 10, 2018	Deed of Trust, Mortgage · Line of Credit MAPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 27, 2023
Transfer Doc	0000004987
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK OR
Recording Date	Jul 3, 2023
Property Address	421 JACKSON ST E, MONMOUTH, OR 97361-1511
Document Number	0000004987
Instrument Date	Jun 27, 2023
Instrument	2023-004987
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 JACKSON ST E, MONMOUTH, OR 97361-1511

Mortgage

Document Number	0000004988
Date	Jul 3, 2023
Instrument	2023-004988

Lender

Name	MAPS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK OR
Recording Date	Jan 25, 2022
Property Address	421 JACKSON ST E, MONMOUTH, OR 97361-1511
Document Number	0000001047
Instrument Date	Jan 14, 2022
Instrument	2022-001047
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 JACKSON ST E, MONMOUTH, OR 97361-1511

Mortgage

Document Number	0000001048
Date	Jan 25, 2022
Instrument	2022-001048

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	421 JACKSON ST E, MONMOUTH, OR 97361-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002136
Date	Feb 22, 2017
Instrument	2017-002136

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	421 JACKSON ST E, MONMOUTH, OR 97361-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017810
Date	Nov 25, 2020
Instrument	2020-017810

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	421 JACKSON ST E, MONMOUTH, OR 97361-1511
Document Number	0000000258
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	421 JACKSON ST E MONMOUTH OR 973611511, MONMOUTH, OR 97361-1511

Mortgage

Document Number	0000000258
Date	Jan 8, 2020
Instrument	258

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	421 JACKSON ST E, MONMOUTH, OR 97361-1511
Document Number	0000004618
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 JACKSON ST E MONMOUTH OR 973611511, MONMOUTH, OR 97361-1511

Mortgage

Document Number	0000004618
Date	Apr 18, 2018
Instrument	4618

Lender

Name	MAPS CU
Type	Credit Union
Address	SALEM, OR 97309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,840 (+3%) Land $56,840 Building $166,000	$484,880 (-5.03%) Land $160,000 Building $324,880
2025	$3,704.00 (+3.87%)	$216,350 (+3%) Land $55,180 Building $161,170	$510,580 (-0.94%) Land $159,000 Building $351,580
2024	$3,566.00 (-4.01%)	$210,050 (+3%) Land $53,570 Building $156,480	$515,440 (+9.46%) Land $154,500 Building $360,940
2023	$3,715.00 (+11.13%)	$203,940 (+3%) Land $52,010 Building $151,930	$470,880 (+3.73%) Land $140,200 Building $330,680
2022	$3,343.00	$198,000 Land $50,500 Building $147,500	$453,950 Land $135,000 Building $318,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, T-Mobile.

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