421 Jackson Ave, Palatka, FL 32177 Property Records

Putnam County property record for 421 Jackson Ave, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,189 sqft · built 1985
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2026)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-10-26-4470-0020-0100`

Property Details

APN / Parcel Number

Primary APN	`11-10-26-4470-0020-0100`
Alternative APN	`31210`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,189 sqft Living Area
1st Floor Area	1,189 sqft
Flooring	Wood

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	104 ft deep x 111 ft wide
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	31210
Street Address	421 JACKSON AVE
City	PALATKA
State	FL
Zip	32177-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKSON HEIGHTS MB4 P53, BLK 2 S1/2 OF LOT 10 + LOT 11
Legal Range	26E
Legal Township	10S
Legal Section	11
Legal Subdivision	JACKSON HEIGHTS
Legal Block	2
Legal Lot Number	10
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	4
Census Block	4012
Census Tract	950700

Owner

Source: Putnam County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 JACKSON AVE, PALATKA, FL 32177-4014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jun 2, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
May 5, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Apr 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	May 5, 2022 · Amount on Record
Deed Document Number	202613406
Deed Book / Page	1872 / 196
Prior Transfer Date	Sep 16, 2005
Prior Transfer Doc	0010561889
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 2, 2026
Property Address	421 JACKSON AVE, PALATKA, FL 32177-4014
Document Number	0000013406
Book / Page	1872 / 196
Instrument Date	May 28, 2026
Instrument	202613406
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TITLE GUARA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 JACKSON AVE, PALATKA, FL 32177-4014

Mortgage

Document Number	0000013407,
Date	Jun 2, 2026
Instrument	202613407

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 2, 2026
Property Address	421 JACKSON AVE, PALATKA, FL 32177-4014
Document Number	0018720196
Book / Page	1872 / 196
Instrument Date	May 28, 2026
Instrument	202613406
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TITLE GUARA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 JACKSON AVE, PALATKA, FL 32177-4014

Mortgage

Document Number	0000013407,
Date	Jun 2, 2026
Instrument	202613407

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	May 5, 2022
Property Address	421 JACKSON AVE, PALATKA, FL 32177-4014
Document Number	0016671832
Book / Page	1667 / 1832
Map Reference	MB 4 PG 53
Instrument Date	May 3, 2022
Instrument	202254011460
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 SWALLOW RD, 121, SAINT AUGUSTINE, FL 32086-6169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 JACKSON AVE, PALATKA, FL 32177-4014

Mortgage

Document Number	0016671836
Date	May 5, 2022
Instrument	1667/1836

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 28, 2017
Property Address	421 JACKSON AVE, PALATKA, FL 32177-4014
Document Number	0014720555
Book / Page	1472 / 0555
Map Reference	MB4 PG53
Instrument Date	Apr 27, 2017
Instrument	201754007696
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 JACKSON AVE, 421, PALATKA, FL 32177-4014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6107 BLANK DR, JACKSONVILLE, FL 32244-2563

Mortgage

Document Number	0014720557
Date	Apr 28, 2017
Book Page	1472/0557
Instrument	201754007697

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,655.00 (+1.91%) Homeowner's exemption	$119,800 (-3.54%) Land $10,210 Building $109,590	$119,800 (-3.54%) Land $10,210 Building $109,590
2023	$1,624.00 (+95.19%) Homeowner's exemption	$124,200 (+59.93%)	$124,200 (+15.63%) Land $10,210 Building $113,990
2022	$832.00 Senior Citizen's exemption	$77,660	$107,410 Land $10,210 Building $97,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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