421 Ixora Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 421 Ixora Dr, Big Pine Key, FL 33043 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2012
Square Footage2,680 sqft Living Area
Lot Size10,568 sqft (0.243 acres)
OccupancyOwner Occupied
Last Sale$940,000 (2026)
Tax Bill$4,544.00 (2025)

Property Details

APN / Parcel Number

Primary APN00286720-000000
Alternative APNs
  • 23662900286720000000
  • 1358916

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,680 sqft Living Area
1st Floor1,120 sqft 1st Floor
Basement Area1,120 sqft Basement
Stories2 Stories
Primary FlooringPlywood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2012
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area10,568 sqft (0.243 acres)
Garage Area336 sqft Garage

Exterior Amenities

Deck Area440 sqft Deck
Patio Area440 sqft Patio
Porch Area840 sqft Porch
ViewCanal View
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1358916
Street Address421 IXORA DR
CityBIG PINE KEY
StateFL
Zip33043-4619
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 36 WHISPERING PINES PLAT 4 PB4-77 BIG PINE KEY OR440-981 OR688-314 OR1970-374/75 OR2042-2092/93 OR2301-1638 OR2467-2354/57C/T OR2487-1663/64 OR3045-904
Legal Range29E
Legal Township66S
Legal Section23
Legal SubdivisionWHISPERING PINES NO 4
Legal Lot Number36
JurisdictionMONROE FL
Minor Civil DivisionLOWER KEYS
Census Blockgroup1
Census Block1001
Census Tract971401

Owner

Source: Monroe County records · APN 00286720-000000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13545 OSPREY LN, SOLOMONS, MD 20688-4008
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Apr 20, 2026Warranty Deed, Transfer · Conventional Mortgage
NONE LISTED ON DOCUMENT
Sep 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 20, 2026 · Amount on Record
Deed SaleApr 20, 2026 · Amount on Record
Prior SaleSep 21, 2020
Deed Doc Number20262540152
Deed Book / Page3376 / 2096
Prior Transfer DateSep 12, 2020
Prior Transfer Doc0030450904
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address421 IXORA DR, BIG PINE KEY, FL 33043-4619
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 IXORA DR, BIG PINE KEY, FL 33043-4619

Mortgage

Document Number0031231523
DateSep 02, 2021
Book Page3123/1523
Instrument2338102
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 20, 2026
Property Address421 IXORA DR, BIG PINE KEY, FL 33043-4619
Document Number0002540152
Book / Page3376 / 2096
Instrument DateApr 13, 2026
Instrument2026.2540152
Transaction TypeTransfer
Record UpdatedMay 01, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$664,580.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13545 OSPREY LN, SOLOMONS, MD 20688-4008

Mortgage

Document Number0002540153,
DateApr 20, 2026
Book Page3376/2098
Instrument2026.2540153
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateSep 21, 2020
Property Address421 IXORA DR, BIG PINE KEY, FL 33043-4619
Document Number0030450904
Book / Page003045 / 000904
Instrument DateSep 12, 2020
Instrument2282613
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address421 IXORA DR BIG PINE KEY FL 330434619, BIG PINE KEY, FL 33043-4619

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,544.00 (+4.24%) Homeowner's exemption Widower's exemption$470,162 (+5.99%)$659,773 (+17.77%) Land $353,103 Building $306,670
2024$4,359.00 (+4.53%)
2023$4,170.00 (+8.76%) Homeowner's exemption$443,604 (+9.81%)$560,216 (+13.73%) Land $266,683 Building $293,533
2022$3,834.00 Homeowner's exemption$403,977$492,596 Land $225,257 Building $267,339

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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