421 Isanti St, Duluth, MN 55803 Property Records

St. Louis County property record for 421 Isanti St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 864 sqft · built 1973
Lot Size	0.16 acres (6,995 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Nov 2020)
Tax Bill	$3,808 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4690-00400`

Property Details

APN / Parcel Number

Primary APN	`010-4690-00400`
Alternative APN	`1099123`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,995 sqft (0.16 acres)
Garage Area	480 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	205 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1099123
Street Address	421 ISANTI ST
City	DULUTH
State	MN
Zip	55803-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 70 FT. OF LOTS 5 AND 6. SERIAL #
Legal Subdivision	WOODLAND PARK 7TH DIV DULUTH
Legal Block	3
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1008
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 ISANTI ST, DULUTH, MN 55803-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU
Jul 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage PROCTOR FEDERAL CU
Nov 3, 2020	Warranty Deed, Transfer · FHA Mortgage LEND SMART MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Deed Document Number	20201394854
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jun 8, 2026
Property Address	421 ISANTI ST, DULUTH, MN 55803-2016
Document Number	0001533904
Instrument Date	May 20, 2026
Instrument	20261533904
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	421 ISANTI ST, DULUTH, MN 55803-2016

Mortgage

Document Number	0001533904,
Date	Jun 8, 2026
Instrument	20261533904

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2056

Interest

Rate	6.23%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	421 ISANTI ST, DULUTH, MN 55803-2016
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ISLANTI STREET, DULUTH, MN 55803-2016

Mortgage

Document Number	0001447412
Date	Jul 13, 2022
Instrument	1447412

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union
Address	DULUTH, MN 55810

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 3, 2020
Property Address	421 ISANTI ST, DULUTH, MN 55803-2016
Document Number	00A1394854
Instrument Date	Oct 13, 2020
Instrument	A1394854
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$842.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 ISANTI ST DULUTH MN 558032016, DULUTH, MN 55803-2016

Mortgage

Document Number	A1394855
Date	Nov 3, 2020
Instrument	A1394855

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,808.00 (+9.11%) Homeowner's exemption
2025	$3,490.00 (+2.83%) Homeowner's exemption	$315,600 (+15.44%) Land $29,600 Building $286,000	$315,600 (+15.44%) Land $29,600 Building $286,000
2024	$3,394.00	$273,400 (+16.79%) Land $31,000 Building $242,400	$273,400 (+16.79%) Land $31,000 Building $242,400
2022		$234,100 Land $36,100 Building $198,000	$234,100 Land $36,100 Building $198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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