Cambria County property record for 421 Hystone Ave, Johnstown, PA 15905
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Mar 1995) |
| Tax Bill | $1,266 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-003.-404.000 |
| Primary APN | 28-003.-404.000 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,600 sqft (0.22 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Street Address | 421 HYSTONE AVE |
|---|---|
| City | JOHNSTOWN |
| State | PA |
| Zip | 15905-3858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80 X 120 H |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11000 |
421 Hystone Ave is owned and occupied by an individual who bought it in March 1995.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 HYSTONE AVE, JOHNSTOWN, PA 15905-3858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2018 | Deed of Trust, Mortgage UTILITIES EMPLOYEES CREDIT UNION |
| Apr 18, 2018 | Deed of Trust, Mortgage · Line of Credit UTILITIES EMPLOYEES CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1995 · Amount on File |
| Deed Sale | Mar 1, 1995 · Amount on File |
| Deed Book / Page | 1352 / 131 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 421 HYSTONE AVE, JOHNSTOWN, PA 15905-3858 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000003987 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 0000002018/0000003987 |
| Instrument | 180-00003987 |
| Name | UTILITIES EMPLOYEES CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 117 Months |
| Due | Jan 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 421 HYSTONE AVE, JOHNSTOWN, PA 15905-3858 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000003986 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 0000002018/0000003986 |
| Instrument | 180-00003986 |
| Name | UTILITIES EMPLOYEES CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 421 Hystone Ave was $1,266.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| Municipality | Ferndale Borough |
| Unified School District | Ferndale Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,266.00 | $24,710 Land $3,600 Building $21,110 | |
| 2024 | $3,650.00 | $24,710 Land $3,600 Building $21,110 | |
| 1972 | $24,710 Land $3,600 Building $21,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 421 Hystone Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1984–2017) |
| Most Recent Claim | Jun 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Hystone Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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