421 Hwy 9 S, Mill Spring, NC 28756 Property Records

Polk County property record for 421 Hwy 9 S, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1957
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Nov 2009)
Tax Bill	$1,469 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`P83-58`

Property Details

APN / Parcel Number

Primary APN	`P83-58`
Alternative APN	`28406`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,300 sqft Finished Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Logs
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	117,612 sqft (2.7 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	28406
State	NC
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	400, 0000 00 X 00, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1032
Census Tract	920202

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 HIGHWAY 9 S, MILL SPRING, NC 28756-9753
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Feb 10, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2009 · Amount on Record
Deed Sale	Nov 23, 2009 · Amount on Record
Prior Sale	Nov 30, 2000
Deed Book / Page	377 / 454
Last Transfer Date	Mar 16, 2023
Transfer Doc	0476001906
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	S 9 NC, NC
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000484/947
Date	Mar 26, 2024
Book Page	484/947

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Feb 10, 2023
Property Address	S 9 NC, NC
Document Number	00475/2432
Book / Page	475 / 2432
Map Reference	FILE E PG 2303
Instrument Date	Jan 23, 2023
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$26.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	266 TONEY RD, MILL SPRING, NC 28756-8799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 HIGHWAY 9 S, MILL SPRING, NC 28756-9753

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,469.00	$287,984 (-) Land $45,725 Building $242,259	$287,984 (-) Land $45,725 Building $242,259
2025	$1,469.00 (+112.28%)	$287,984 (+165.91%) Land $45,725 Building $242,259	$287,984 (+165.91%) Land $45,725 Building $242,259
2023	$692.00	$108,302 Land $33,500 Building $74,802
2021			$108,302 Land $33,500 Building $74,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet, Skyrunner.

Cell Coverage

4G LTE only, no 5G reported

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