421 Hoyt Ave E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 421 Hoyt Ave E, Saint Paul, MN 55130

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1966
Lot Size0.161 acres (7,018 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Apr 2024)
Tax Bill$4,016 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-29-22-22-0056

Property Details

APN / Parcel Number

Primary APN20-29-22-22-0056
Alternative APNs
  • 8554292
  • 616134

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area400 sqft
Finished Basement400 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialStucco
Lot Area7,018 sqft (0.161 acres)
Lot Dimensions121 ft deep x 58 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number616134
Street Address421 HOYT AVE E
CitySAINT PAUL
StateMN
Zip55130-3034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORTONS SECOND ADDITION SUBJ TO ALLEY LOT 8 AND ALL OF LOT 7 BLK 2
Legal Range22
Legal Township29
Legal Section20
Legal SubdivisionMORTONS SECOND ADDITION
Legal Block2
Legal Lot Number8,7
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1006
Census Tract30601

Owner

Source: Ramsey County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address421 HOYT AVE E, SAINT PAUL, MN 55130-3034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2024 · Amount on Record
Deed SaleApr 8, 2024 · Amount on Record
Prior SaleMar 29, 2024 · Amount on Record
Deed Document Number20242771963
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateApr 8, 2024
Property Address421 HOYT AVE E, SAINT PAUL, MN 55130-3034
Document Number0T02771963
Instrument DateMar 29, 2024
InstrumentT02771963
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyTITLESMART INC

Transaction

AmountAmount Recorded
Tax$940.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address421 HOYT AVE E, SAINT PAUL, MN 55130-3034

Mortgage

Document Number0T02771965
DateApr 8, 2024
InstrumentT02771965
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

Mortgage

Document Number0T02771964
DateApr 8, 2024
InstrumentT02771964
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,400 (+5.71%) Land $35,000 Building $220,400$255,400 (+5.71%) Land $35,000 Building $220,400
2025$4,016.00 (-1.42%)
2023$4,074.00 Homeowner's exemption$241,600 Land $25,000 Building $216,600$241,600 Land $25,000 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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