421 Howard St, Stockton, CA 95206 Property Records

San Joaquin County property record for 421 Howard St, Stockton, CA 95206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,030 sqft · built 1951
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jan 2026)
Tax Bill	$782 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`165-092-210-000`

Property Details

APN / Parcel Number

Primary APN	`165-092-210-000`
Alternative APN	`165-092-21`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,030 sqft Living Area
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,100 sqft (0.117 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	165-092-21
Street Address	421 HOWARD ST
City	STOCKTON
State	CA
Zip	95206-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 9 LOT 13
Legal Subdivision	CORONA PARK
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	1
Census Block	1017
Census Tract	2401

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 HOWARD ST, STOCKTON, CA 95206-2535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Grant Deed, Transfer · FHA Mortgage BMO BANK NA
Sep 22, 2025	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	Sep 22, 2025 · Amount on Record
Deed Document Number	20267469
Prior Transfer Date	Mar 12, 1996
Prior Transfer Doc	0000028112
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 28, 2026
Property Address	421 HOWARD ST, STOCKTON, CA 95206-2535
Document Number	0000007469
Map Reference	VOL 13 PG 65
Instrument Date	Jan 22, 2026
Instrument	2026-007469
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 HOWARD ST, STOCKTON, CA 95206-2535

Mortgage

Document Number	0000007470
Date	Jan 28, 2026
Instrument	2026-007470

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0000007471
Date	Jan 28, 2026
Instrument	2026-007471

Lender

Name	BMO BANK NA
Type	Bank
Address	PLAINFIELD, IL 60586

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Mar 27, 2056

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 22, 2025
Property Address	421 HOWARD ST, STOCKTON, CA 95206-2535
Document Number	0000080662
Map Reference	VOL 13 PG 65
Instrument Date	Sep 19, 2025
Instrument	2025-080662
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5170 GOLDEN FOOTHILL PKWY, EL DORADO HILLS, CA 95762-9608

Mortgage

Document Number	0000080663
Date	Sep 22, 2025
Instrument	2025-080663

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$782.00 (+15.51%)
2025	$677.00 (+4.96%) Homeowner's exemption	$48,296 (+4.03%) Land $6,125 Building $42,171
2023	$645.00 (+27.72%) Homeowner's exemption	$46,423 Land $5,888 Building $40,535	$275,760
2022	$505.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Verizon.

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