421 Horseshoe Ct E, Palatka, FL 32177 Property Records

Putnam County property record for 421 Horseshoe Ct E, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	built 2024
Lot Size	4.98 acres (216,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Dec 2024)
Tax Bill	$4,427 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-08-27-2110-0000-0080`

Property Details

APN / Parcel Number

Primary APN	`27-08-27-2110-0000-0080`
Alternative APN	`96804`

Exterior

Year Built	Built 2024
Lot Area	216,929 sqft (4.98 acres)

Location & Zoning

Account Number	96804
Street Address	421 HORSESHOE CT E
City	PALATKA
State	FL
Zip	32177-0015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DREAMFIELDS MB6 P89 LOT 8 (SUB TO EASE OR1319 P1519) (SUB TO CLAY ELEC ESMT OR1784 P148)
Legal Range	27E
Legal Township	08S
Legal Section	27
Legal Subdivision	DREAMFIELDS
Legal Lot Number	8
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	2
Census Block	2000
Census Tract	950100

Owner

Source: Putnam County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 HORSESHOE CT E, PALATKA, FL 32177-0015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2024	Warranty Deed, Transfer · Conventional Mortgage BAYWAY MORTGAGE GROUP
Feb 28, 2020	Grant Deed, Transfer GULLETT TITLE INC
Feb 16, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2024 · Amount on Record
Deed Sale	Dec 24, 2024 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	202433321
Deed Book / Page	1790 / 573
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 24, 2024
Property Address	421 HORSESHOE CT E, PALATKA, FL 32177-0015
Document Number	0017900573
Book / Page	1790 / 573
Map Reference	MB 6 PG 89
Instrument Date	Dec 19, 2024
Instrument	202454033321
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5464 BATTON BAY RD, GREEN COVE SPRINGS, FL 32043-8862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 HORSESHOE CT E, PALATKA, FL 32177-0015

Mortgage

Document Number	202454033322
Date	Dec 24, 2024
Instrument	202454033322

Lender

Name	BAYWAY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 28, 2020
Property Address	UNASSIGNED LOCATION RE, PALATKA, FL 32177
Document Number	0015700709
Book / Page	001570 / 000709
Instrument Date	Feb 11, 2020
Instrument	54003902
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Tax	$168.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 415 SAN MATEO FL 321870415, SAN MATEO, FL 32187-0415

February 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 16, 2018
Property Address	UNASSIGNED LOCATION RE, PALATKA, FL 32177
Document Number	0014981075
Book / Page	001498 / 001075
Instrument Date	Feb 16, 2018
Instrument	54003137
Transaction Type	Foreclosure
Record Updated	Mar 15, 2018

Transaction

Amount	Amount Recorded
Tax	$71.39
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	147 P1NETREE RD EAST PALATKA FL 32131, EAST PALATKA, FL 32131

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,427.00 (+1,068.07%)	$284,000 (+617.17%)	$418,630 (+957.15%) Land $36,720 Building $381,910
2023	$379.00 (+39.85%)	$39,600 (+5%)	$39,600 (+5%) Land $39,600
2022	$271.00	$26,400	$26,400 Land $26,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	12 (2004–2017)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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