421 Holmes Cir, Memphis, TN 38111 Property Records

Shelby County property record for 421 Holmes Cir, Memphis, TN 38111

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,862 sqft · built 1926
Lot Size	0.201 acres (8,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,500 (Jun 2011)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-5106-0-0012`

Property Details

APN / Parcel Number

Primary APN	`04-5106-0-0012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,862 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,775 sqft (0.201 acres)
Lot Dimensions	195 ft deep x 45 ft wide
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	421 HOLMES CIR
City	MEMPHIS
State	TN
Zip	38111-4453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	WS HOLMES
Legal Subdivision	MADELINE HEIGHTS
Legal Lot Number	7
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	1
Census Block	1007
Census Tract	7200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Buntyn Historic District (Additional Documentation) listed 1995 · 599 contributing resources · NRIS 95001332

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 HOLMES CIR, MEMPHIS, TN 38111-4453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2011 · Amount on Record
Deed Sale	Jun 24, 2011 · Amount on Record
Prior Sale	Aug 23, 2010 · Amount on Record
Deed Document Number	201161178
Prior Transfer Date	Aug 14, 2002
Prior Transfer Doc	0000144674
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	421 HOLMES CIR, MEMPHIS, TN 38111-4453
Document Number	0000065722
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 HOLMES CIR MEMPHIS TN 381114453, MEMPHIS, TN 38111-4453

Mortgage

Document Number	0000065722
Date	Jun 26, 2020
Instrument	65722

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,889.00 (-48.5%)	$70,225 (+16.6%) Land $12,500 Building $57,725	$280,900 (+16.6%) Land $50,000 Building $230,900
2023		$60,225 Land $7,250 Building $52,975
2022	$3,668.00
2021			$240,900 Land $29,000 Building $211,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20