421 Hilltop Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 421 Hilltop Ln, Annapolis, MD 21403

Property Summary

Property Type	Townhouse
Details	1 ba · 1,224 sqft · built 2001
Lot Size	0.048 acres (2,089 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Jun 2017)
Tax Bill	$3,904 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-402-90101702`

Property Details

APN / Parcel Number

Primary APN	`06-402-90101702`
Alternative APNs	`640290101702` `40290101702`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,224 sqft Living Area
1st Floor Area	612 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,089 sqft (0.048 acres)
Porch	Open Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	40290101702
Street Address	421 HILLTOP LN
City	ANNAPOLIS
State	MD
Zip	21403-1503
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 7 HOPE RISING
Legal Subdivision	HOPE RISING
Legal Block	2
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	706402

Owner

421 Hilltop Ln, a townhouse, is owned and occupied by an individual who bought it in June 2017.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	421 HILLTOP LN, ANNAPOLIS, MD 21403-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Jun 14, 2017	Grant Deed, Transfer EMBRACE HM LOANS
May 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOUSING & CMNTY DEV DEPT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2017 · Amount on File
Deed Sale	Jun 14, 2017 · Amount on File
Prior Sale	Jun 17, 2011 · Amount on File
Deed Document Number	201731042-444
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	421 HILLTOP LN, ANNAPOLIS, MD 21403-1503
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ATLANTIC TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0371760327
Date	Jul 11, 2021
Book Page	37176/327

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 14, 2017
Property Address	421 HILLTOP LN, ANNAPOLIS, MD 21403-1503
Document Number	0310420444
Book / Page	031042 / 000444
Instrument Date	Jun 26, 2017
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 HILLTOP LN ANNAPOLIS MD 214031503, ANNAPOLIS, MD 21403-1503

Mortgage

Document Number	310420450
Date	Jun 14, 2017
Book Page	031042/000450

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDIETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	421 HILLTOP LN, ANNAPOLIS, MD 21403-1503
Document Number	0310420475
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 HILLTOP LN ANNAPOLIS MD 214031503, ANNAPOLIS, MD 21403-1503

Mortgage

Document Number	0310420475
Date	Jun 14, 2017
Book Page	031042/000475

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	LANHAM, MD 20706

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 421 Hilltop Ln was $3,904.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,300 Land $100,000 Building $199,300	$299,300 Land $100,000 Building $199,300
2025	$3,904.00
2023	$3,141.00	$218,800 Land $100,000 Building $118,800	$218,800 Land $100,000 Building $118,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Hilltop Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Hilltop Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

Nearby Properties on Hilltop Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures