Polk County property record for 421 Hillcrest Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,505 sqft · built 1970 |
| Lot Size | 0.223 acres (9,723 sqft) |
| Owner | Individual on Record |
| Last Sale | $237,500 (Jun 2018) |
| Tax Bill | $2,507 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-660000-000630 |
| Primary APN | 26-28-34-660000-000630 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,505 sqft Living Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 780 sqft |
| Flooring | Terrazzo |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,723 sqft (0.223 acres) |
| Lot Dimensions | 133 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 432 sqft |
| Shed | 1 Shed |
| Street Address | 421 HILLCREST DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE ROY UNIT PB 14 PG 19 19A 19B LOT 63 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE ROY UNIT |
| Legal Tract | 660000 |
| Legal Block | 2 |
| Legal Lot Number | 63 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 14005 |
Source: Polk County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 421 HILLCREST DR, WINTER HAVEN, FL 33884-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 25, 2018 | Warranty Deed, Transfer · Conventional with PMI LANDMARK MORTGAGE & ASSOCIATES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Prior Sale | Aug 28, 2007 · Amount on Record |
| Deed Document Number | 2018134589 |
| Deed Book / Page | 10527 / 231 |
| Prior Transfer Date | Jul 22, 2013 |
| Prior Transfer Doc | 0000140339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 421 HILLCREST DR, WINTER HAVEN, FL 33884-2025 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 421 HILLCREST DR, WINTER HAVEN, FL 33884-2025 |
| Document Number | 0000095951 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 12200/2269 |
| Instrument | 2022095951 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 25, 2018 |
| Property Address | 421 HILLCREST DR, WINTER HAVEN, FL 33884-2025 |
| Document Number | 0105270231 |
| Book / Page | 010527 / 000231 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 134589 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,663.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 HILLCREST DR WINTER HAVEN FL 338842025, WINTER HAVEN, FL 33884-2025 |
| Document Number | 105270232 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 010527/000232 |
| Instrument | 134590 |
| Name | LANDMARK MORTGAGE & ASSOCIATES INC |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2048 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,507.00 (-19%) Homeowner's exemption | $229,644 (+5.99%) | $297,697 (-5.93%) Land $36,946 Building $260,751 |
| 2024 | $3,095.00 (+6.43%) | ||
| 2023 | $2,908.00 (+3.3%) Homeowner's exemption | $216,672 (+3%) | $316,450 (+21.91%) Land $35,974 Building $280,476 |
| 2022 | $2,815.00 Homeowner's exemption | $210,361 | $259,586 Land $30,140 Building $229,446 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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