421 High Earls Rd, Westminster, MD 21158 Property Records

Carroll County property record for 421 High Earls Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,074 sqft · built 2003
Lot Size	0.248 acres (10,785 sqft)
Owner	2 Individuals on Record
Last Sale	$400,000 (Sep 2017)
Tax Bill	$5,157 (2025)
Deeds & Mortgages	Feb 2020 Second Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-146663`

Property Details

APN / Parcel Number

Primary APN	`07-146663`
Alternative APNs	`7146663` `146663`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,074 sqft Total Area
Basement Area	1,484 sqft
Finished Basement	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,785 sqft (0.248 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	140 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	146663
Street Address	421 HIGH EARLS RD
City	WESTMINSTER
State	MD
Zip	21158-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 47 - 10785 SF 421 HIGH EARLS RD 46-179 COVENTRY AT WESTMINSTER
Legal Subdivision	COVENTRY WESTMINSTER
Legal Lot Number	47
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1008
Census Tract	507704

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	421 HIGH EARLS RD, WESTMINSTER, MD 21158-3714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL FCU OF MARYLAND
Feb 11, 2019	Deed of Trust, Mortgage FIRST FINANCIAL FCU OF MARYLAND
Sep 6, 2017	Grant Deed, Transfer · Conventional Mortgage AURA HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on Record
Deed Sale	Sep 6, 2017 · Amount on Record
Prior Sale	Oct 30, 2003 · Amount on Record
Deed Document Number	20178796-0378
Deed Book / Page	8796 / 378
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	421 HIGH EARLS RD, WESTMINSTER, MD 21158-3714
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095580122
Date	Feb 5, 2020
Book Page	9558/0122

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 29, 2040

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	421 HIGH EARLS RD, WESTMINSTER, MD 21158-3714
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092220329
Date	Feb 11, 2019
Book Page	9222/0329

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 6, 2034

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 6, 2017
Property Address	421 HIGH EARLS RD, WESTMINSTER, MD 21158-3714
Document Number	0087960378
Book / Page	008796 / 000378
Instrument Date	Sep 1, 2017
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	LAKESIDE TITLE AND ESCROW AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 HIGH EARLS RD WESTMINSTER MD 211583714, WESTMINSTER, MD 21158-3714

Mortgage

Document Number	87960384
Date	Sep 6, 2017
Book Page	008796/000384

Lender

Name	AURA HM LNS INC
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,400 (+22.48%) Land $120,000 Building $389,400	$509,400 (+22.48%) Land $120,000 Building $389,400
2025	$5,157.00 (+9.75%) Homeowner's exemption
2023	$4,699.00 Homeowner's exemption	$415,900 Land $120,000 Building $295,900	$415,900 Land $120,000 Building $295,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Ting, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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