421 Hickory Ln, Waterville, OH 43566 Property Records

Lucas County property record for 421 Hickory Ln, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,778 sqft · built 1988
Lot Size	0.314 acres (13,700 sqft)
Owner	Individual Name on File
Tax Bill	$4,283 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-60704`

Property Details

APN / Parcel Number

Primary APN	`96-60704`
Alternative APN	`46071014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
1st Floor Area	988 sqft
2nd Floor Area	790 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	13,700 sqft (0.314 acres)
Lot Dimensions	152 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 HICKORY LN
City	WATERVILLE
State	OH
Zip	43566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R1
Legal Description	PATRIOT SQUARE PLAT ONE LOT 14
Legal Subdivision	PATRIOT SQUARE PLAT ONE
Legal Lot Number	14
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	2
Census Block	2038
Census Tract	8905

Owner

Source: Lucas County records · APN 96-60704

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	186 FREEDOM LN, WATERVILLE, OH 43566-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 1989
Deed Sale	May 12, 1989
Deed Document Number	89201884
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	421 HICKORY LN, WATERVILLE, OH 43566
Document Number	0000049753
Instrument Date	Oct 08, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 FREEDOM LN WATERVILLE OH 435661118, WATERVILLE, OH 43566-1118

Mortgage

Document Number	0000049753
Date	Nov 04, 2020
Instrument	49753

Lender

Name	UNIVERSITY OF TOLEDO FCU
Type	Credit Union
Address	TOLEDO, OH 43615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Nov 03, 2032

Tax Assessment & Valuation

Source: Lucas County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,283.00 (+4.49%) Homeowner's exemption	$94,395 (-) Land $23,065 Building $71,330
2024	$4,099.00 (+0.51%) Homeowner's exemption	$94,395 (+12.7%) Land $23,065 Building $71,330	$269,700 (+12.7%) Land $65,900 Building $203,800
2023	$4,078.00 (-1.5%) Homeowner's exemption	$83,755 (-) Land $19,390 Building $64,365
2022	$4,140.00 Homeowner's exemption	$83,755 Land $19,390 Building $64,365
2021			$239,300 Land $55,400 Building $183,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
BCI Mississippi Broadband Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Electric Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Defiance Holdings.

Based on FCC filings for 437 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERVILLE CITY serves 6,500 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.