Lake County property record for 421 Heather Ln, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,301 sqft · built 1965 |
| Lot Size | 0.278 acres (12,114 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,319,000 (Sep 2026) |
| Tax Bill | $12,157 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-401-003 |
| Primary APN | 12-33-401-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,301 sqft Living Area |
| Gross Area | 5,104 sqft |
| 1st Floor Area | 2,276 sqft |
| Basement Area | 2,276 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,114 sqft (0.278 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 421 HEATHER LN |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEATHER HILL LOT 10 |
| Legal Subdivision | HEATHER HILL |
| Legal Lot Number | 10 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
421 Heather Ln is owned by two individuals who bought it in September 2026.
Source: Lake County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1009 DEMPSTER ST, EVANSTON, IL 60201-4210 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP |
| Dec 24, 2016 | Deed of Trust, Mortgage · Conventional Mortgage GREENLIGHT LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on File |
| Deed Sale | Sep 29, 2026 · Amount on File |
| Prior Sale | Sep 1, 2020 · Amount on File |
| Deed Document Number | 20268197406 |
| Prior Transfer Date | Jan 11, 2008 |
| Prior Transfer Doc | 0006316652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 29, 2026 |
| Property Address | 421 HEATHER LN, LAKE FOREST, IL 60045-2353 |
| Document Number | 0008197406 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20268197406 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $199,828.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1009 DEMPSTER ST, EVANSTON, IL 60201-4210 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 1, 2020 |
| Property Address | 421 HEATHER LN, LAKE FOREST, IL 60045-2353 |
| Document Number | 0007690001 |
| Map Reference | DOC 1214116 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 7690001 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 421 HEATHER LN, LAKE FOREST, IL 60045-2353 |
| Document Number | 0007690002 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 7690002 |
| Name | DIAMOND RESIDENTIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 421 HEATHER LN, LAKE FOREST, IL 60045-2353 |
| Document Number | 0007372520 |
| Instrument Date | Dec 24, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 421 HEATHER LN LAKE FOREST IL 600452353, LAKE FOREST, IL 60045-2353 |
| Document Number | 0007372520 |
|---|---|
| Date | Feb 13, 2017 |
| Instrument | 7372520 |
| Name | GREENLIGHT LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 12, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
The 2025 property tax bill for 421 Heather Ln was $12,157, up 6% from the year before.
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,157.00 (+5.98%) | $226,494 Land $124,567 Building $101,927 | $679,550 Land $373,738 Building $305,812 |
| 2024 | $11,471.00 (+10.76%) | ||
| 2023 | $10,357.00 (+2.91%) | $191,586 (+4.96%) Land $105,368 Building $86,218 | $574,816 (+4.96%) Land $316,136 Building $258,680 |
| 2022 | $10,064.00 | $182,537 Land $100,391 Building $82,146 | $547,666 Land $301,203 Building $246,463 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 421 Heather Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 421 Heather Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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