Mitchell County property record for 421 Hattie Williams Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1988 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Dec 2021) |
| Tax Bill | $1,302 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0788-00-87-8287 |
| Primary APN | 0788-00-87-8287 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 71,438 sqft (1.64 acres) |
| Heating System | Space Heater |
|---|
| Account Number | 555783986 |
|---|---|
| Street Address | 421 HATTIE WILLIAMS RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DALE RD 1106 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 HATTIE WILLIAMS RD, SPRUCE PINE, NC 28777-6311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 24, 2021 | Warranty Deed, Transfer |
| Dec 3, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | Dec 3, 2020 · Amount on Record |
| Deed Document Number | 20212892 |
| Deed Book / Page | 637 / 498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Dec 13, 2021 |
| Property Address | 421 HATTIE WILLIAMS RD, SPRUCE PINE, NC 28777-6311 |
| Document Number | 000637/498 |
| Book / Page | 637 / 498 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021002892 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 217, BAKERSVILLE, NC 28705-0217 |
| Name | Verified Name |
|---|---|
| Address | 421 HATTIE WILLIAMS RD, SPRUCE PINE, NC 28777-6311 |
| Document Number | 2021002893 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021002893 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Nov 24, 2021 |
| Property Address | 421 HATTIE WILLIAMS RD, SPRUCE PINE, NC 28777-6311 |
| Document Number | 636/640 |
| Book / Page | 636 / 640 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021002735 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Dec 3, 2020 |
| Property Address | 421 HATTIE WILLIAMS RD, SPRUCE PINE, NC 28777-6311 |
| Document Number | 621/185 |
| Book / Page | 621 / 185 |
| Instrument Date | Nov 21, 2020 |
| Instrument | 2020002264 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 217, BAKERSVILLE, NC 28705-0217 |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,302.00 | $203,500 (-) Land $35,600 Building $167,900 | |
| 2025 | $1,302.00 (+1.56%) | $203,500 (-) Land $35,600 Building $167,900 | |
| 2023 | $1,282.00 | $203,500 Land $35,600 Building $167,900 | $203,500 Land $35,600 Building $167,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Zito Media Fiber | 1,000 / 1,000 |
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