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421 Harmony Rd SE, Silver Creek, GA 30173 Property Records

Floyd County property record for 421 Harmony Rd SE, Silver Creek, GA 30173

Property Summary

Property TypeSingle Family Home
Details7 bd · 1 ba · 1,064 sqft · built 1900
Lot Size3.76 acres (163,786 sqft)
OwnerIndividual Name on Record
Tax Bill$1,656 (2026)
Deeds & MortgagesJul 2025 Mortgage
Dec 2023 Transfer
+ 6 more
Flood ZoneZone X (minimal risk)
APNL18--045A

Property Details

APN / Parcel Number

Primary APNL18--045A
Alternative APN
  • 360549

Interior

Bedrooms7 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area1,064 sqft Heated Area
FlooringSoftwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area163,786 sqft (3.76 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchPatio
Porch Area250 sqft
Deck Area192 sqft
Utility Building170 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number360549
Street Address421 HARMONY RD SE
CitySILVER CREEK
StateGA
Zip30173-2785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal DescriptionTR 5 PB21-126
Legal Tract5
Legal Lot Number5
JurisdictionFLOYD GA
Township / Civil DivisionROME
Census Block Group1
Census Block1025
Census Tract1706

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2025Deed of Trust, Mortgage · FHA Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 6, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 6, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 6, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 6, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 6, 2023Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCE
Nov 4, 2021Warranty Deed, Transfer
Sep 25, 2019Tax Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2023
Deed SaleDec 6, 2023
Prior SaleDec 6, 2023
Deed Book / Page2822 / 738
Prior Transfer DateNov 29, 2023
Prior Transfer Doc0028220738
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD GA
Property Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785

Mortgage

Document Number0029010000001145
DateJul 29, 2025
Book Page0000002901/0000001145
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueJan 1, 2053

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLOYD GA
Recording DateDec 6, 2023
Property Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785
Document Number0028220738
Book / Page2822 / 738
Instrument DateNov 29, 2023
Transaction TypeTransfer
Record UpdatedFeb 5, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLOYD GA
Recording DateDec 6, 2023
Property Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785
Document Number0028220740
Book / Page2822 / 740
Instrument DateNov 29, 2023
Transaction TypeTransfer
Record UpdatedFeb 5, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLOYD GA
Recording DateDec 6, 2023
Property Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785
Document Number0028220738
Book / Page2822 / 738
Instrument DateNov 29, 2023
Transaction TypeTransfer
Record UpdatedJan 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLOYD GA
Recording DateDec 6, 2023
Property Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785
Document Number0028220740
Book / Page2822 / 740
Instrument DateNov 29, 2023
Transaction TypeTransfer
Record UpdatedJan 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLOYD GA
Recording DateDec 6, 2023
Property Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785
Document Number0028220742
Book / Page2822 / 742
Instrument DateNov 28, 2023
Transaction TypeTransfer
Record UpdatedJan 12, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785

Mortgage

Document Number0002822745
DateDec 6, 2023
Instrument2822/745
Lender
NameAMERICAN FINANCE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueJan 1, 2053

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLOYD GA
Recording DateNov 4, 2021
Property Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785
Document Number0027160644
Book / Page2716 / 644
Instrument DateNov 4, 2021
Instrument2021-004548
Transaction TypeTransfer
Record UpdatedJan 12, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785

September 2019: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionFLOYD GA
Recording DateSep 25, 2019
Property Address421 HARMONY RD SE, SILVER CREEK, GA 30173-2785
Document Number0025980619
Book / Page002598 / 000619
Instrument DateJun 5, 2018
Transaction TypeForeclosure
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$10.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address349 HARRIS LOOP DALLAS GA 301578200, DALLAS, GA 30157-8200

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyFloyd County
Unified School DistrictFloyd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,656.00 (+0.18%)
2025$1,653.00 (+6.3%)$57,740 (+6.23%) Land $22,334 Building $35,406$144,351 (+6.23%) Land $55,836 Building $88,515
2024$1,555.00 (+168.1%)$54,356 (+178.01%) Land $19,853 Building $34,503$135,890 (+178.02%) Land $49,632 Building $86,258
2022$580.00$19,552 Land $14,890 Building $4,662$48,878 Land $37,224 Building $11,654

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2019–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 85% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLOYD COUNTY
serves 46,143 people · EPA ID GA1150001
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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