421 Harmon McDonald Rd, Monroe, LA 71202 Property Records

Ouachita Parish property record for 421 Harmon McDonald Rd, Monroe, LA 71202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,158 sqft · built 1971
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Dec 2022)
Tax Bill	$99 (2023)
Deeds & Mortgages	Feb 2018 Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`73082`

Property Details

APN / Parcel Number

Primary APN	`73082`
Alternative APN	`260499`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Building Area	2,158 sqft

Exterior

Year Built	Built 1971
Lot Area	42,689 sqft

Location & Zoning

Account Number	260499
Street Address	421 HARMON MCDONALD RD
City	MONROE
State	LA
Zip	71202-8106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.98 ACS IN SEC 1 T16N R3E, FROM E/4 COR SEC 1, S88W 2389.90 FT, N31E 1527.90 FT, N58W 1017.84 FT TO BANK OF OUACHITA RIVER, S
Legal Range	03E
Legal Township	16N
Legal Section	01
Legal Subdivision	ROBERT B TROST & VIRGINIA WOOD
Jurisdiction	OUACHITA LA
Township / Civil Division	F
Census Block Group	2
Census Block	2028
Census Tract	10604

Owner

Source: Ouachita Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	421 HARMON MCDONALD RD, MONROE, LA 71202-8106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage MCS MORTGAGE BANKERS INC
Dec 13, 2022	Deed, Transfer
Apr 7, 2017	Cash Sale Deed, Transfer · FHA Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on Record
Deed Sale	Dec 13, 2022 · Amount on Record
Prior Sale	Apr 7, 2017 · Amount on Record
Deed Document Number	1866902
Deed Book / Page	2722 / 253
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	421 HARMON MCDONALD RD, MONROE, LA 71202-8106
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003651/0000000062
Date	Feb 26, 2018
Book Page	0000003651/0000000062
Instrument	000001748068

Lender

Name	MCS MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Dec 13, 2022
Property Address	421 HARMON MCDONALD RD, MONROE, LA 71202-8106
Document Number	002722/253
Book / Page	2722 / 253
Instrument Date	Dec 13, 2022
Instrument	1866902
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 HARMON MCDONALD RD, MONROE, LA 71202-8106

April 2017: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	OUACHITA LA
Recording Date	Apr 7, 2017
Property Address	421 HARMON MCDONALD RD, MONROE, LA 71202-8106
Document Number	002503/428
Book / Page	2503 / 428
Instrument Date	Apr 7, 2017
Instrument	1726356
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ACADIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2392 S 2ND ST, WEST MONROE, LA 71291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 HARMON MCDONALD RD, MONROE, LA 71202-8106

Mortgage

Document Number	003557/361
Date	Apr 7, 2017
Book Page	3557/361
Instrument	1726357

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,185 (-) Land $1,231 Building $6,954	$81,853 (-) Land $12,310 Building $69,543
2023	$99.00 (+12.5%)	$8,185 (-) Land $1,231 Building $6,954	$81,853 (-) Land $12,310 Building $69,543
2022	$88.00	$8,185 Land $1,231 Building $6,954	$81,853 Land $12,310 Building $69,543

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	63 (1990–2020)
Claims Outside the SFHA	10 of 63
Most Recent Claim	Oct 2020 · Hurricane Delta
Claims by Event	Hurricane Delta, Oct 2020 · 3 claims Severe Storms And Flooding, Mar 2016 · 20 claims Severe Storms, Tornadoes & Flooding, May 1991 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Xfinity.

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