421 Hardy St, Opelousas, LA 70570 Property Records

St. Landry Parish property record for 421 Hardy St, Opelousas, LA 70570

Property Summary

Property Type	Single Family Home
Details	built 2010
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Tax Bill	$314 (2025)
Deeds & Mortgages	Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0103267000A`

Property Details

APN / Parcel Number

Primary APN	`0103267000A`

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	13,983 sqft (0.321 acres)

Location & Zoning

Street Address	421 HARDY ST
City	OPELOUSAS
State	LA
Zip	70570-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 LOT (.321 AC) (IRREGULAR IN SHAPE) (ORGINALLY BEING LOT 1 PART LOT 2 & PART LOT 3 BLK C OF CHARLES A HARDY SUBDIV) N HARDY
Legal Subdivision	HARDY SUBDIV 1-OP
Legal Block	C
Legal Lot Number	1-3
Jurisdiction	ST LANDRY LA
Township / Civil Division	10
Census Block Group	4
Census Block	4019
Census Tract	961601

Owner

421 Hardy St is owned and occupied by an individual.

Source: St. Landry Parish records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	421 HARDY ST, OPELOUSAS, LA 70570-5043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LANDRY LA
Property Address	421 HARDY ST, OPELOUSAS, LA 70570-5043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1204658
Date	Sep 4, 2020
Instrument	1204658

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	277 Months
Due	Oct 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 421 Hardy St was $314 with a homeowner's exemption.

Source: St. Landry Parish assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Landry Parish
Municipality	Opelousas City
Unified School District	St. Landry Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$314.00	$14,220 Land $1,280 Building $12,940	$142,200 Land $12,800 Building $129,400
2023	$299.00 Homeowner's exemption	$13,840 (-) Land $1,280 Building $12,560	$138,400 (-) Land $12,800 Building $125,600
2022	$299.00 Homeowner's exemption	$13,840 Land $1,280 Building $12,560	$138,400 Land $12,800 Building $125,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Hardy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2020–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Hardy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OPELOUSAS WATER SYSTEM serves 20,388 people · EPA ID LA1097010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2025
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20