421 Harbert St, Jerseyville, IL 62052 Property Records

Jersey County property record for 421 Harbert St, Jerseyville, IL 62052

Property Summary

Property Type	Commercial
Details	6,000 sqft · built 1951
Lot Size	0.908 acres (39,544 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Dec 2023)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-490-001-00`

Property Details

APN / Parcel Number

Primary APN	`04-490-001-00`
Alternative APN	`490-001-00`

Interior

Building Area	6,000 sqft Total Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	39,544 sqft (0.908 acres)
Lot Dimensions	109 ft deep x 360 ft wide

Location & Zoning

Account Number	490-001-00
Street Address	421 HARBERT ST
City	JERSEYVILLE
State	IL
Zip	62052-2243
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CURTIS ADDITION LOTS 1,3,5,7,9,11 & 13 7/75 87K 1956 SHED 6000SQ 360.15X109.8 LOT SIZE
Legal Subdivision	CURTIS ADDITION
Legal Lot Number	1,3,5,7
Jurisdiction	JERSEY IL
Township / Civil Division	JERSEY
Census Block Group	3
Census Block	3036
Census Tract	10100

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	421 HARBERT ST, JERSEYVILLE, IL 62052-2243
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Commercial Mortgage COBANK ACB
Dec 27, 2023	Warranty Deed, Transfer
Dec 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JERSEY STATE BANK
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JERSEY STATE BANK
Sep 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Deed Document Number	2023172899
Prior Transfer Date	Dec 21, 2023
Prior Transfer Doc	0000172899
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	421 HARBERT ST, JERSEYVILLE, IL 62052-2243
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400173067
Date	Jan 17, 2024
Instrument	202400173067

Lender

Name	COBANK ACB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	54 Months
Due	Jul 20, 2028

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Dec 27, 2023
Property Address	421 HARBERT ST, JERSEYVILLE, IL 62052-2243
Document Number	202300172899
Instrument Date	Dec 21, 2023
Instrument	202300172899
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E EXCHANGE ST, JERSEYVILLE, IL 62052-1715

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	421 HARBERT ST, JERSEYVILLE, IL 62052-2243
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200170014
Date	Dec 29, 2022
Instrument	202200170014

Lender

Name	JERSEY STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	421 HARBERT ST, JERSEYVILLE, IL 62052-2243
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200166910
Date	Jan 12, 2022
Instrument	202200166910

Lender

Name	JERSEY STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	421 HARBERT ST, JERSEYVILLE, IL 62052-2243
Transaction Type	Mortgage
Record Updated	Sep 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900157157
Date	Sep 9, 2019
Instrument	201900157157

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Jersey Township
Municipality	Jerseyville City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,266.00 (-53.61%)	$16,855 (-54.54%) Land $11,235 Building $5,620	$50,565 (-54.54%) Land $33,705 Building $16,860
2024	$2,729.00 (-10.35%)
2022	$3,044.00	$37,075 Land $27,995 Building $9,080	$111,225 Land $83,985 Building $27,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-JERSEYVILLE serves 8,412 people · EPA ID IL0830250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grafton Technologies.

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