421 Grover St, Joliet, IL 60433 Property Records

Will County property record for 421 Grover St, Joliet, IL 60433

Property Summary

Property Type	Single Family Home
Details	1,323 sqft · built 1900
Lot Size	0.21 acres (8,970 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Aug 1998)
Tax Bill	$4,449 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-15-303-022`

Property Details

APN / Parcel Number

Primary APN	`30-07-15-303-022`
Alternative APN	`07153030220000`

Interior

Stories	2 Stories
Building Area	1,323 sqft
Gross Area	2,438 sqft
Basement Area	1,323 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,970 sqft (0.21 acres)
Lot Dimensions	124 ft deep x 70 ft wide
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	421 GROVER ST
City	JOLIET
State	IL
Zip	60433-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 IN WILLIAM A GARDNERS SUB OF BLK 28 IN CANAL TRUSTEES SUB, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC. 15, T35
Legal Range	10E
Legal Township	35N
Legal Section	15
Legal Subdivision	WILLIAM A GARDNERS
Legal Block	28
Legal Lot Number	43
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2011
Census Tract	882500

Owner

421 Grover St is owned and occupied by an individual who acquired it in January 2014.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	421 GROVER ST, JOLIET, IL 60433-2211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit NUMARK CU
May 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK
Oct 21, 2019	Deed of Trust, Mortgage · Conventional with PMI HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 1998 · Amount on File
Deed Sale	Aug 7, 1998 · Amount on File
Prior Sale	Dec 2, 1993 · Amount on File
Deed Document Number	199891189
Last Transfer Date	Jan 7, 2014
Transfer Doc	0000001851
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	421 GROVER ST, JOLIET, IL 60433-2211
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039472
Date	Aug 3, 2023
Instrument	R2023039472

Lender

Name	NUMARK CU
Type	Credit Union
Address	JOLIET, IL 60434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	421 GROVER ST, JOLIET, IL 60433-2211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026940
Date	May 8, 2019
Instrument	R2019026940

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	421 GROVER ST, JOLIET, IL 60433-2211
Document Number	0000079712
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	PLYMOUTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 GROVER ST JOLIET IL 604332211, JOLIET, IL 60433-2211

Mortgage

Document Number	0000079712
Date	Nov 7, 2019
Instrument	79712

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Nov 6, 2044

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 421 Grover St was $4,449.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,449.00	$71,404 (+9.3%) Land $9,619 Building $61,785	$214,212 (+9.3%) Land $28,857 Building $185,355
2024		$65,329 Land $8,801 Building $56,528	$195,987 Land $26,403 Building $169,584
2022	$3,833.00 Homeowner's exemption Senior Citizen's exemption	$52,506 Land $7,074 Building $45,432	$157,518 Land $21,222 Building $136,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Grover St in Zone X, an area of minimal flood risk, though there have been 60 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	60 (1981–2005)
Claims Outside the SFHA	7 of 60
Most Recent Claim	Nov 2005 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 Grover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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