421 Grove St, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 421 Grove St, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,843 sqft · built 1957
Lot Size	0.293 acres (12,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Jun 2025)
Tax Bill	$19,317 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04601-0000-00064`

Property Details

APN / Parcel Number

Primary APN	`13-04601-0000-00064`
Alternative APN	`130460100064`

Interior

Stories	1 Story
Building Area	1,843 sqft Living Area
1st Floor Area	1,843 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	12,781 sqft (0.293 acres)

Location & Zoning

Old Parcel Number	130460100064
Street Address	421 GROVE ST
City	MONTCLAIR
State	NJ
Zip	07043-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	12780SF
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	4601
Legal Lot Number	64
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1001
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 GROVE ST, MONTCLAIR, NJ 07043-2225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC
Sep 10, 2018	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	202540633
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	421 GROVE ST, MONTCLAIR, NJ 07043-2225
Document Number	0000099525
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 GROVE ST MONTCLAIR NJ 070432225, MONTCLAIR, NJ 07043-2225

Mortgage

Document Number	0000099525
Date	Oct 8, 2020
Instrument	99525

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 10, 2018
Property Address	421 GROVE ST, MONTCLAIR, NJ 07043-2225
Document Number	0000078527
Instrument Date	Aug 22, 2018
Instrument	78527
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 GROVE ST MONTCLAIR NJ 070432225, MONTCLAIR, NJ 07043-2225

Mortgage

Document Number	78532
Date	Sep 10, 2018
Instrument	78532

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,400 (-) Land $299,100 Building $250,300	$549,400 (-) Land $299,100 Building $250,300
2025	$19,317.00 (+3.32%)	$549,400 (-) Land $299,100 Building $250,300	$549,400 (-) Land $299,100 Building $250,300
2024	$18,696.00 (+3.5%)
2023		$549,400 Land $299,100 Building $250,300	$549,400 Land $299,100 Building $250,300
2022	$18,064.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2007–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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