Polk County property record for 421 Greenfield Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 988 sqft · built 1985 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Nov 2011) |
| Tax Bill | $799 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-29-000000-044610 |
| Primary APN | 27-28-29-000000-044610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 1,488 sqft |
| 1st Floor Area | 988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,499 sqft (0.149 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 330 sqft |
| Street Address | 421 GREENFIELD RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEG 243.76 FT N & 447.22 FT E OF SW COR OF SEC RUN E 50 FT S 130 FT W 50 FT N 130 FT TO POB BEING LOT 36 OF UNREC CYPRESSWOOD MEADOWS |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 29 |
| Legal Subdivision | CYPRESSWOOD |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 36 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 GREENFIELD RD, WINTER HAVEN, FL 33884-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Aug 15, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2011 · Amount on Record |
| Deed Sale | Nov 23, 2011 · Amount on Record |
| Deed Document Number | 2011200698 |
| Deed Book / Page | 8522 / 1155 |
| Last Transfer Date | Aug 11, 2022 |
| Transfer Doc | 0000221711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 15, 2022 |
| Property Address | 421 GREENFIELD RD, WINTER HAVEN, FL 33884-1313 |
| Document Number | 0000221711 |
| Book / Page | 12379 / 2206 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022221711 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 GREENFIELD RD, 421, WINTER HAVEN, FL 33884-1313 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 421 GREENFIELD RD, WINTER HAVEN, FL 33884-1313 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 421 GREENFIELD RD, WINTER HAVEN, FL 33884-1313 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000096794 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 11671/92 |
| Instrument | 2021096794 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,799 (+2.7%) | $175,244 (-3.62%) Land $42,000 Building $133,244 | |
| 2025 | $799.00 (-34.29%) Homeowner's exemption | $102,044 (+5.99%) | $181,826 (+0.08%) Land $42,000 Building $139,826 |
| 2023 | $1,216.00 (+4.92%) Homeowner's exemption | $96,280 (+3%) | $181,674 (+13.54%) Land $40,000 Building $141,674 |
| 2022 | $1,159.00 Homeowner's exemption | $93,476 | $160,014 Land $34,000 Building $126,014 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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