421 Grant St, Troy, OH 45373 Property Records

Miami County property record for 421 Grant St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,890 sqft · built 1918
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on Record
Last Sale	$210,500 (May 2020)
Tax Bill	$3,406 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-008120`

Property Details

APN / Parcel Number

Primary APN	`D08-008120`
Alternative APNs	`050628.1-32-019-00` `D08SW025 01500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Upper Floors Area	945 sqft
Basement Area	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	182 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	1,750 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	343 sqft
Deck Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	421 GRANT ST
City	TROY
State	OH
Zip	45373-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 514
Legal Lot Number	514
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3016
Census Tract	365301

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 GRANT ST, TROY, OH 45373-3121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CU
Jun 30, 2017	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Dec 13, 2017
Deed Document Number	20202020OR-05489
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 1, 2020
Property Address	421 GRANT ST, TROY, OH 45373-3121
Document Number	0000005489
Instrument Date	Apr 21, 2020
Instrument	5489
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$421.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 GRANT ST TROY OH 453733121, TROY, OH 45373-3121

Mortgage

Document Number	5490
Date	May 1, 2020
Instrument	5490

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	421 GRANT ST, TROY, OH 45373-3121
Document Number	0000008066
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 GRANT ST TROY OH 453733121, TROY, OH 45373-3121

Mortgage

Document Number	0000008066
Date	Jul 5, 2017
Instrument	8066

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,406.00 (+13.57%) Homeowner's exemption	$87,960 (+32.19%) Land $13,200 Building $74,760	$251,300 (+32.19%) Land $37,700 Building $213,600
2024	$2,999.00 (+10.95%) Homeowner's exemption	$66,540 (-) Land $14,250 Building $52,290
2023	$2,703.00 (+15.66%) Homeowner's exemption	$66,540 (-) Land $14,250 Building $52,290	$190,100 (-) Land $40,700 Building $149,400
2022	$2,337.00 Homeowner's exemption	$66,540 Land $14,250 Building $52,290	$190,100 Land $40,700 Building $149,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, Verizon, Watch TV.

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