421 Ginger Dr, New Bern, NC 28560 Property Records

Craven County property record for 421 Ginger Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 886 sqft · built 2021
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$273,500 (Dec 2021)
Tax Bill	$2,645 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-223-3-920`

Property Details

APN / Parcel Number

Primary APN	`8-223-3-920`
Alternative APN	`94643`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	886 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	94643
Street Address	421 GINGER DR
City	NEW BERN
State	NC
Zip	28560-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 920 TYLER HOME ON THE LAKE PHS 10 & 14
Legal Phase	10,14
Legal Lot Number	920
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2016
Census Tract	960502

Owner

421 Ginger Dr is owned and occupied by an individual who bought it in December 2021.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	421 GINGER DR, NEW BERN, NC 28560-2306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on File
Deed Sale	Dec 21, 2021 · Amount on File
Deed Document Number	202110089021
Deed Book / Page	3705 / 1138
Record Updated	Oct 29, 2026

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 21, 2021
Property Address	421 GINGER DR, NEW BERN, NC 28560-2306
Document Number	03705/1138
Book / Page	3705 / 1138
Map Reference	CAB 1 SL 185D&185E
Instrument Date	Dec 21, 2021
Instrument	10089021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 1 GINGER DRIVE, NEW BERN, NC 28560

Mortgage

Document Number	03705/1140
Date	Dec 21, 2021
Book Page	3705/1140
Instrument	10089022

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 421 Ginger Dr was $2,645, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,645.00 (+3.48%)	$297,640 (-) Land $51,000 Building $246,640	$297,640 (-) Land $51,000 Building $246,640
2025	$2,556.00	$297,640 Land $51,000 Building $246,640	$297,640 Land $51,000 Building $246,640
2023	$2,514.00 (+25.01%)	$297,640 (+58.93%) Land $51,000 Building $246,640	$297,640 Land $51,000 Building $246,640
2022	$2,011.00	$187,280 Land $28,000 Building $159,280
2018			$187,280 Land $28,000 Building $159,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Ginger Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Ginger Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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