421 Gibson Rd, Clarkesville, GA 30523 Property Records

Habersham County property record for 421 Gibson Rd, Clarkesville, GA 30523

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 1,916 sqft · built 1976
Lot Size	4.74 acres (206,474 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Oct 2022)
Tax Bill	$1,885 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`142 120`

Property Details

APN / Parcel Number

Primary APN	`142 120`
Alternative APNs	`663081` `685460` `416926`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,916 sqft Heated Area
Gross Area	2,116 sqft
1st Floor Area	1,536 sqft
Basement Area	380 sqft
Unfinished Basement	380 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1981
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	206,474 sqft (4.74 acres)
Lot Width	300 ft Width
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Canopy	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	416926
Street Address	421 GIBSON RD
City	CLARKESVILLE
State	GA
Zip	30523-3464
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	12-175 OFF CROSS R 1322-331
Jurisdiction	HABERSHAM GA
Township / Civil Division	TURNERVILLE
Census Block Group	3
Census Block	3019
Census Tract	100

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 GIBSON RD, CLARKESVILLE, GA 30523-3464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage HABERSHAM ELECTRIC MEMBERSHIP
Oct 26, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Sep 13, 2011
Deed Document Number	20222778
Deed Book / Page	1322 / 331
Transfer Doc	000964/995
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	421 GIBSON RD, CLARKESVILLE, GA 30523-3464
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 GIBSON RD, CLARKESVILLE, GA 30523-3464

Mortgage

Document Number	0000001403/0000000524
Date	Jul 15, 2025
Book Page	0000001403/0000000524

Lender

Name	HABERSHAM ELECTRIC MEMBERSHIP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 26, 2022
Property Address	421 GIBSON RD, CLARKESVILLE, GA 30523-3464
Document Number	001322/331
Book / Page	1322 / 331
Instrument Date	Oct 26, 2022
Instrument	2022-002778
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 GIBSON RD, CLARKESVILLE, GA 30523-3464

Mortgage

Document Number	0000001322/0000000333
Date	Oct 31, 2022
Book Page	0000001322/0000000333

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,885.00 (-3.43%) Homeowner's exemption	$112,190 (+4.33%) Land $38,229 Building $73,961	$280,476 (+4.33%) Land $95,573 Building $184,903
2025	$1,952.00 Homeowner's exemption	$107,536 (+48.72%) Land $35,728 Building $71,808	$268,842 (+48.72%) Land $89,321 Building $179,521
2023	Homeowner's exemption	$72,308 (+21.49%) Land $25,408 Building $46,900	$180,770 (+21.49%) Land $63,520 Building $117,250
2022	Homeowner's exemption	$59,520 Land $21,176 Building $38,344	$148,800 Land $52,940 Building $95,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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