421 Gentle Ave E, Monmouth, OR 97361 Property Records

Polk County property record for 421 Gentle Ave E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,124 sqft · built 1993
Lot Size	0.058 acres (2,542 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Apr 2014)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08419-CC-06500`

Property Details

APN / Parcel Number

Primary APN	`08419-CC-06500`
Alternative APN	`440776`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,124 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,542 sqft (0.058 acres)
Garage Area	300 sqft
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440776
Street Address	421 GENTLE AVE E
City	MONMOUTH
State	OR
Zip	97361-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	OAK GROVE ESTATES-PHASE I UNIT 4
Legal Range	4W
Legal Township	08S
Legal Section	19
Legal Subdivision	OAK GROVE ESTATES-PHASE I
Legal Block	1
Legal Lot Number	4
Legal Unit	4
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1005
Census Tract	20304

Owner

421 Gentle Ave E is owned and occupied by an individual who bought it in April 2014.

Source: Polk County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	421 GENTLE AVE E, MONMOUTH, OR 97361-1141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2014 · Amount on File
Deed Sale	Apr 14, 2014 · Amount on File
Prior Sale	Feb 14, 2005 · Amount on File
Deed Document Number	20142868
Prior Transfer Date	Feb 10, 2005
Prior Transfer Doc	0000002221
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	421 GENTLE AVE E, MONMOUTH, OR 97361-1141
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006476
Date	Jun 24, 2019
Instrument	2019-006476

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	421 GENTLE AVE E, MONMOUTH, OR 97361-1141
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 GENTLE AVE E, MONMOUTH, OR 97361-1141

Mortgage

Document Number	0000014879
Date	Sep 20, 2021
Instrument	2021-014879

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 421 Gentle Ave E was $2,470, up 3.9% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,660 (+3%) Land $20,640 Building $127,020	$298,170 (+5.64%) Land $92,000 Building $206,170
2025	$2,470.00 (+3.87%)	$143,360 (+3%) Land $20,040 Building $123,320	$282,260 (-1.21%) Land $81,200 Building $201,060
2024	$2,378.00 (-3.96%)	$139,190 (+3%) Land $19,450 Building $119,740	$285,720 (-5.32%) Land $82,800 Building $202,920
2023	$2,476.00 (+11.08%)	$135,140 (+3%) Land $18,890 Building $116,250	$301,770 (+13.35%) Land $86,800 Building $214,970
2022	$2,229.00	$131,210 Land $18,340 Building $112,870	$266,230 Land $64,500 Building $201,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Gentle Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Gentle Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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