421 Garden St, Harbor Beach, MI 48441 Property Records

Huron County property record for 421 Garden St, Harbor Beach, MI 48441

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,367 sqft · built 1892
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on File
Tax Bill$1,538 (2025)
Flood ZoneZone X (minimal risk)
APN52-545-001-50

Property Details

APN / Parcel Number

Primary APN52-545-001-50

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,367 sqft Building Perimeter
1st Floor Area884 sqft
Basement Area644 sqft
Unfinished Basement644 sqft

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1892
Lot Area10,454 sqft (0.24 acres)
Garage Area244 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address421 GARDEN ST
CityHARBOR BEACH
StateMI
Zip48441-1147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 12, TOWN 16, RANGE 15. E 1/2 OF LOTS 1 & 2 BLK 45 J JENKS & COS 1ST ADD CITY OF HARBOR BEACH, MICH.
Legal Range15
Legal Township16
Legal Section12
Legal SubdivisionJ JENKS & COS 1ST ADD
Legal Block45
Legal Lot Number1-2
JurisdictionHURON MI
Township / Civil DivisionHARBOR BEACH
Census Block Group2
Census Block2010
Census Tract951200

Owner

421 Garden St, a single family home, is owned by a company.

Source: Huron County records, as of June 23, 2026

Owner of RecordCompany Name on File
Mailing Address159 NELSON ST, HARBOR BEACH, MI 48441-9340
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 421 Garden St was $1,538.

Source: Huron County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHuron County
MunicipalityHarbor Beach City
Unified School DistrictHarbor Beach Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,400 (-4.31%)$88,800 (-4.31%)
2025$1,538.00$46,400$92,800
2023$1,350.00$33,900$67,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Garden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Garden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARBOR BEACH
serves 1,604 people · EPA ID MI0003000
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Air Advantage.

Nearby Properties on Garden St

Nearby Streets

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