421 Franklin St, Paducah, KY 42003 Property Records

McCracken County property record for 421 Franklin St, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Lot Size	0.321 acres (14,000 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Nov 2025)
Tax Bill	$786 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`121-13-02-003`

Property Details

APN / Parcel Number

Primary APN	`121-13-02-003`
Alternative APN	`21443`

Interior

Stories	1 Story

Exterior

Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	200 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	21443
Street Address	421 FRANKLIN ST
City	PADUCAH
State	KY
Zip	42003-0436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-10-32 70 X 200 421 FRANKLIN L3E
Legal Subdivision	FARLEY VILLAGE SUB
Legal Lot Number	3E
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	2
Census Block	2026
Census Tract	31000

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2900 IRVIN COBB DR, PADUCAH, KY 42003-0329
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Deed Document Number	2025729051
Deed Book / Page	1533 / 276
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Nov 25, 2025
Property Address	421 FRANKLIN ST, PADUCAH, KY 42003-0436
Document Number	0D1533/276
Book / Page	D1533 / 276
Map Reference	MB G PG 348
Instrument Date	Nov 25, 2025
Instrument	729051
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5245 HILL TER, PADUCAH, KY 42001-6779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 IRVIN COBB DR, PADUCAH, KY 42003-0329

Mortgage

Document Number	0000729052
Date	Nov 25, 2025
Instrument	729052

Lender

Name	THE PADUCAH BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2045

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (+14.99%)	$145,000 (+14.99%)
2025	$786.00 (+5%) Homeowner's exemption	$126,100 (+25.85%)	$126,100 (+25.85%)
2023	$524.00 (-11.19%) Homeowner's exemption	$100,200 (+67.84%)	$100,200 (+67.84%)
2022	$590.00 Homeowner's exemption	$59,700	$59,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20