421 Forest Lakes Dr, Sterrett, AL 35147 Property Records

Shelby County property record for 421 Forest Lakes Dr, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,010 sqft · built 2005
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jun 2022)
Tax Bill	$1,353 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095220007022000`

Property Details

APN / Parcel Number

Primary APN	`095220007022000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,010 sqft Heated Area
1st Floor Area	1,437 sqft
Upper Floors Area	573 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	115 ft deep x 75.1 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 FOREST LAKES DR
City	STERRETT
State	AL
Zip	35147-8167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 22 19S 01W NBRHD: 17 FOREST LAKES R-2
Legal Range	01W
Legal Township	19S
Legal Section	22
Legal Subdivision	FOREST LAKES SEC 3 PH 2
Legal Lot Number	175
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2019
Census Tract	30215

Owner

421 Forest Lakes Dr is owned and occupied by an individual who bought it in June 2022.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	421 FOREST LAKES DR, STERRETT, AL 35147-8167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Dec 14, 2021 · Amount on File
Deed Document Number	2022242880
Prior Transfer Date	May 25, 2016
Prior Transfer Doc	0000214590
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 16, 2022
Property Address	421 FOREST LAKES DR, STERRETT, AL 35147-8167
Document Number	0000242880
Map Reference	MB 32 PG 26 A&B
Instrument Date	Jun 15, 2022
Instrument	20220616000242880
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 FOREST LAKES DR, STERRETT, AL 35147-8167

Mortgage

Document Number	0000242890
Date	Jun 16, 2022
Instrument	20220616000242890

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

The 2026 property tax bill for 421 Forest Lakes Dr was $1,353 with a homeowner's exemption, down 2.5% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,353.00 (-2.52%) Homeowner's exemption
2025	$1,388.00	$31,560	$315,500 Land $85,000 Building $230,500
2023	$1,323.00 Homeowner's exemption	$31,020	$310,200 Land $68,000 Building $242,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Forest Lakes Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Forest Lakes Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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