Bay County property record for 421 Florida Ave, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,998 sqft · built 1915 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,558 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 09177-000-000 |
| Primary APN | 09177-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 182 sqft |
| Deck Area | 42 sqft |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 421 FLORIDA AVE |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-1338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AAA |
| Legal Description | LYNN HAVEN LOTS 21, 22 & 23 BLK 63 ORB 579 P 777 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 09 |
| Legal Subdivision | LYNN HAVEN |
| Legal Block | 63 |
| Legal Lot Number | 21 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 1403 |
421 Florida Ave is held in a trust since December 2010.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 616, HIGHLAND, CA 92346-0616 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 27, 2010 |
| Transfer Doc | 0032922168 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 421 Florida Ave was $1,558, down 0.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,558.00 (-0.51%) | $101,635 | $107,255 Land $50,250 Building $57,005 |
| 2024 | $1,566.00 (+8.22%) | ||
| 2023 | $1,447.00 (+21.7%) | $100,846 (+23.47%) Land $47,625 Building $53,221 | $100,846 (+23.47%) Land $47,625 Building $53,221 |
| 2022 | $1,189.00 | $81,674 Land $33,750 Building $47,924 | $81,674 Land $33,750 Building $47,924 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Florida Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 177 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 364 (1985–2021) |
| Claims Outside the SFHA | 57 of 364 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Florida Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures