421 Ferrel St, Platte City, MO 64079 Property Records

Platte County property record for 421 Ferrel St, Platte City, MO 64079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,868 sqft · built 1900
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,801 (Dec 2020)
Tax Bill	$1,762 (2023)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-7.0-25-400-003-027-000`

Property Details

APN / Parcel Number

Primary APN	`13-7.0-25-400-003-027-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,868 sqft Living Area
Gross Area	3,572 sqft
1st Floor Area	2,164 sqft
Attic	Attic
Attic Area	704 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	496 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	421 FERREL ST
City	PLATTE CITY
State	MO
Zip	64079-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATTE CITY A TR OF LAND IN THE SE 1/4 OF SEC 25 DAF C AT THE SW COR OF THE SE 1/4 T
Legal Range	35
Legal Township	53
Legal Section	25
Legal Subdivision	PLATTE CITY
Legal Block	3
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	1
Census Block	1033
Census Tract	30502

Owner

Source: Platte County records, as of January 5, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 FERREL ST, PLATTE CITY, MO 64079-9407
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF WESTON
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Dec 28, 2020	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	0000013472
Deed Book / Page	1347 / 2
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	421 FERREL ST, PLATTE CITY, MO 64079-9407
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 FERREL ST, PLATTE CITY, MO 64079-9407

Mortgage

Document Number	0014280085
Date	Dec 29, 2025
Book Page	1428/85
Instrument	2025014057

Lender

Name	BANK OF WESTON
Type	Bank
Address	WESTON, MO 64098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	421 FERREL ST, PLATTE CITY, MO 64079-9407
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 FERREL ST, PLATTE CITY, MO 64079-9407

Mortgage

Document Number	0013700642
Date	Dec 15, 2021
Book Page	1370/642
Instrument	2021023414

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

December 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	PLATTE MO
Recording Date	Dec 28, 2020
Property Address	421 FERREL ST, PLATTE CITY, MO 64079-9407
Document Number	0013470002
Book / Page	001347 / 000002
Instrument Date	Dec 17, 2020
Instrument	23005
Transaction Type	Foreclosure
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14395 ODE RD PLATTE CITY MO 640797200, PLATTE CITY, MO 64079-7200

Tax Assessment & Valuation

Source: Platte County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Municipality	Platte City
Unified School District	Platte County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,762.00 (-34.5%)	$23,090 Land $7,933 Building $15,157	$121,525 Land $41,751 Building $79,774
2018	$2,690.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CITY PWS serves 4,691 people · EPA ID MO1010646
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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