Polk County property record for 421 Fernandez St, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Mobile Home |
|---|---|
| Details | 2,108 sqft · built 2005 |
| Lot Size | 0.633 acres (27,565 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Apr 2011) |
| Tax Bill | $485 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-28-691003-000100 |
| Primary APN | 26-29-28-691003-000100 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,108 sqft Living Area |
|---|---|
| 1st Floor Area | 2,108 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Lot Area | 27,565 sqft (0.633 acres) |
| Garage Type | Carport |
| Garage Area | 2,019 sqft |
| Carport | Carport |
| Carport Area | 2,019 sqft |
| Street Address | 421 FERNANDEZ ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-6143 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | RIDGE ACRES PHASE IV UNIT I PB 115 PGS 26 & 27 LOT 10 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | RIDGE ACRES PHASE IV UNIT 1 |
| Legal Phase | IV |
| Legal Tract | 691003 |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Legal Unit | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 14501 |
Source: Polk County records · APN 26-29-28-691003-000100
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 FERNANDEZ ST, WINTER HAVEN, FL 33880-6143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2011 · Amount on Record |
| Deed Sale | Apr 19, 2011 · Amount on Record |
| Prior Sale | Jan 21, 2010 |
| Deed Document Number | 201166337 |
| Deed Book / Page | 8369 / 850 |
| Record Updated | Sep 20, 2026 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $485.00 (-47.74%) Homeowner's exemption | $77,733 (+5.99%) | $181,387 (+14%) Land $25,200 Building $156,187 |
| 2023 | $928.00 (+106.68%) Homeowner's exemption | $73,342 (+3%) | $159,106 (+6.67%) Land $18,900 Building $140,206 |
| 2022 | $449.00 Homeowner's exemption | $71,206 | $149,156 Land $15,939 Building $133,217 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 97 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 248 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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