421 Farmgate Ct, Gurnee, IL 60031 Property Records

Lake County property record for 421 Farmgate Ct, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,793 sqft · built 1978
Lot Size0.263 acres (11,474 sqft)
OwnerIndividual Name on Record
Last Sale$287,000 (Feb 2016)
Tax Bill$9,901 (2024)
Deeds & MortgagesApr 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-26-205-016

Property Details

APN / Parcel Number

Primary APN07-26-205-016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,793 sqft Living Area
Gross Area2,297 sqft
1st Floor Area1,256 sqft
2nd Floor Area537 sqft
Upper Floors Area609 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTri-Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,474 sqft (0.263 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area42 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address421 FARMGATE CT
CityGURNEE
StateIL
Zip60031-3442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNAUTAS SUBDIVISION UNIT 1; LOT 16
Legal SubdivisionNAUTAS SUBDIVISION UNIT 1
Legal Lot Number16
Legal Unit1
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group3
Census Block3006
Census Tract861510

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address421 FARMGATE CT, GURNEE, IL 60031-3442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2016 · Amount on Record
Deed SaleFeb 22, 2016 · Amount on Record
Prior SaleSep 2, 2005 · Amount on Record
Deed Document Number20167270294
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address421 FARMGATE CT, GURNEE, IL 60031-3442
Transaction TypeMortgage
Record UpdatedApr 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 FARMGATE CT, GURNEE, IL 60031-3442

Mortgage

Document Number0007968947
DateApr 19, 2023
Instrument7968947
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueApr 1, 2063
Interest
Rate TypeAdjustable Rate
Rate11%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$118,336 (+25.73%) Land $23,995 Building $94,341$355,043 (+25.73%) Land $71,992 Building $283,051
2024$9,901.00 (+11.79%)
2023$8,857.00 (+6.88%)$94,121 (-1.35%) Land $19,085 Building $75,036$282,392 (-1.35%) Land $57,261 Building $225,131
2022$8,287.00$95,405 Land $19,081 Building $76,324$286,244 Land $57,249 Building $228,995

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: E-vergent.

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