Clay County property record for 421 Fairfield Rd, Xenia, IL 62899
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,350 sqft · built 1967 |
| Lot Size | 1 acres (43,630 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,005 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-130-011 |
| Primary APN | 13-10-130-011 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 43,630 sqft (1 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 250 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 421 FAIRFIELD RD |
|---|---|
| City | XENIA |
| State | IL |
| Zip | 62899-2306 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | GRAVES ADDN LOT 9 |
| Legal Subdivision | GRAVES ADD |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | XENIA |
| Census Block Group | 2 |
| Census Block | 2132 |
| Census Tract | 972200 |
421 Fairfield Rd, a residential property, is owned and occupied by two individuals.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 FAIRFIELD RD, XENIA, IL 62899-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FLORA BANK & TRUST |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 421 FAIRFIELD RD, XENIA, IL 62899-2306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | D191751 |
|---|---|
| Date | May 22, 2017 |
| Instrument | D191751 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 19, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 421 FAIRFIELD RD, XENIA, IL 62899-2306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 199479 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 199479 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 23, 2025 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 421 Fairfield Rd was $2,005 with a homeowner's exemption, up 7.7% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Xenia Township |
| Municipality | Xenia Village |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,005.00 (+7.68%) Homeowner's exemption | $33,376 Land $2,772 Building $30,604 | $100,128 Land $8,316 Building $91,812 |
| 2024 | $1,862.00 | ||
| 2022 | $1,593.00 (+0.76%) Homeowner's exemption | $24,657 Land $2,022 Building $22,635 | $73,971 Land $6,066 Building $67,905 |
| 2021 | $1,581.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Fairfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 421 Fairfield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA serves 542 people · EPA ID IL0250300 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: ClearWave, T-Mobile.
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