Monmouth County and Bradley Beach Borough property record for 421 Evergreen Ave, Bradley Beach, NJ 07720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 1924 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Jan 2026) |
| Tax Bill | $9,804 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00079-0000-00002 |
| Primary APN | 08-00079-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,133 sqft |
| Upper Floors Area | 557 sqft |
| Basement Area | 392 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 17 |
|---|---|
| Street Address | 421 EVERGREEN AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 79 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 808201 |
421 Evergreen Ave is owned and occupied by two individuals who bought it in January 2026.
Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 EVERGREEN AVE, BRADLEY BEACH, NJ 07720-1134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Feb 12, 2024 | Deed, Transfer SUBURBAN TITLE EXAMINERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on File |
| Deed Sale | Jan 6, 2026 · Amount on File |
| Prior Sale | Feb 12, 2024 · Amount on File |
| Deed Document Number | 20261361 |
| Deed Book / Page | 9773 / 7846 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 6, 2026 |
| Property Address | 421 EVERGREEN AVE, BRADLEY BEACH, NJ 07720-1134 |
| Document Number | 0097737846 |
| Book / Page | 9773 / 7846 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2026001361 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1991 CAMPBELL RD, WALL TOWNSHIP, NJ 07719-9530 |
| Name | Verified Name |
|---|---|
| Address | 421 EVERGREEN AVE, BRADLEY BEACH, NJ 07720-1134 |
| Document Number | 2026001362 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026001362 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 12, 2024 |
| Property Address | 421 EVERGREEN AVE, BRADLEY BEACH, NJ 07720-1134 |
| Document Number | 0096774681 |
| Book / Page | 9677 / 4681 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024009669 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | SUBURBAN TITLE EXAMINERS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 RIDGE AVE, NEPTUNE CITY, NJ 07753-6631 |
| Name | Verified Name |
|---|---|
| Address | 421 EVERGREEN AVE, BRADLEY BEACH, NJ 07720-1134 |
The 2025 property tax bill for 421 Evergreen Ave was $9,804, down 5.9% from the year before.
Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,437,700 (+29.78%) Land $935,900 Building $501,800 | $1,437,700 (+29.78%) Land $935,900 Building $501,800 | |
| 2025 | $9,804.00 (-5.89%) | $1,107,800 Land $864,200 Building $243,600 | $1,107,800 Land $864,200 Building $243,600 |
| 2024 | $10,418.00 | ||
| 2023 | $1,039,500 (+20.06%) Land $739,000 Building $300,500 | $1,039,500 (+20.06%) Land $739,000 Building $300,500 | |
| 2022 | $9,056.00 (+10.18%) | $865,800 Land $623,500 Building $242,300 | $865,800 Land $623,500 Building $242,300 |
| 2021 | $8,219.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Evergreen Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 units insured incl. 26 condo units |
| Nearby Flood Claims | 20 (2005–2023) |
| Claims Outside the SFHA | 20 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 421 Evergreen Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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