Travis County property record for 421 Emerald Ridge Dr, Austin, TX 78732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,229 sqft · built 2010 |
| Lot Size | 0.339 acres (14,793 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $20,618 (2024) |
| Deeds & Mortgages | Apr 2018 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0131530335 |
| Primary APN | 0131530335 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,229 sqft Living Area |
| Gross Area | 5,101 sqft |
| 1st Floor Area | 2,425 sqft |
| 2nd Floor Area | 1,804 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,793 sqft (0.339 acres) |
| Garage Type | Attached |
| Garage Area | 872 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 724 sqft |
| Deck Area | 951 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 760145 |
|---|---|
| Old Parcel Number | 01315303350000 |
| Street Address | 421 EMERALD RIDGE DR |
| City | AUSTIN |
| State | TX |
| Zip | 78732-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 BLK W RIVER DANCE PHS 7-A |
| Legal Subdivision | RIVER DANCE PHS 7-A |
| Legal Phase | 7-A |
| Legal Block | W |
| Legal Lot Number | 43 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | NORTHWEST TRAVIS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 35100 |
Source: Travis County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 EMERALD RIDGE DR, AUSTIN, TX 78732-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2018 | Deed of Trust, Mortgage · Commercial Mortgage MOODY NATIONAL BANK |
| Nov 14, 2017 | Vendor's Lien, Transfer · ARM JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2017 |
| Deed Sale | Nov 14, 2017 |
| Prior Sale | Jun 18, 2014 |
| Deed Document Number | 2017181335 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 421 EMERALD RIDGE DR, AUSTIN, TX 78732-1236 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000064313 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2018064313 |
| Name | MOODY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, TX 78626 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Nov 14, 2017 |
| Property Address | 421 EMERALD RIDGE DR, AUSTIN, TX 78732-1236 |
| Document Number | 0000181335 |
| Map Reference | FILE200700356 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 2017181335 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 421 EMERALD RIDGE DR, AUSTIN, TX 78732-1236 |
| Document Number | 0000181336 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 2017181336 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
Source: Travis County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Travis County |
| Unified School District | Leander Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,299,140 (-27.19%) Land $629,076 Building $855,768 | $1,484,844 (-16.78%) Land $629,076 Building $855,768 | |
| 2024 | $20,618.00 (+6.8%) | ||
| 2023 | $1,784,312 Land $600,000 Building $1,184,312 | $1,784,312 Land $600,000 Building $1,184,312 | |
| 2022 | $19,305.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAVIS COUNTY WCID 17 serves 45,165 people · EPA ID TX2270027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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